Dave Chmiel, Ruoff Mortgage

Name: Ruoff Mortgage
Address: 1110 East Dupont Road, Fort Wayne, Indiana, 46825
Telephone: +1-260-579-6767
Rating: 4.91

Senior Loan Officer | NMLS# 1019783 | Ruoff Mortga...

Ruoff Mortgage - North Fort Wayne

4.91

(56)

IPFW

Mortgage

Mortgage Loan Officer

IPFW

Contact Info

(260) 579-6767

Fort Wayne, IN

https://www.ruoff.com/DaveChmiel

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closed

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9 AM to 5 PM

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9 AM to 5 PM

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4.91

(56)

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4.9

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Dave and Pam made an excellent and responsive team! They were so informative especially when my spouse and I didn't know the process as well since we don't always move houses all the time. So glad we went with those two individuals just based...

Reply from Dave Chmiel

July 13th, 2025 03:40 PM

I'm really glad to hear that you found working with Pam and me an excellent experience, Benjamin. It's important to me that both you and your spouse felt informed and comfortable navigating the process, especially since moving can be complex....

I had an outstanding experience working with Dave Chmiel and Pam Zent. They were professional, knowledgeable, and incredibly responsive throughout the entire loan process. They took the time to explain every step clearly, answered all my questions...

Reply from Dave Chmiel

July 10th, 2025 03:19 PM

I'm incredibly pleased to hear about your outstanding experience, Samantha. It was a privilege to assist you alongside Pam throughout your loan process. We made it our priority to ensure you felt confident and informed, so I'm glad to know...

Dave was exceptional at replying information and thorough on explaining any of 100 questions I had for him. Dave has a winning personality and very kind! I can not give him enough credit for all he did!

Reply from Dave Chmiel, Ruoff Mortgage

June 16th, 2025 03:25 PM

Thank you Steve. You were awesome to work with too as anytime I requested something you would have it too me in no time!

Dave was very personable, helpful, and informative. While my husband had previously bought a home, this was my first home purchase and Dave was very patient and thorough with all of my questions.

Reply from Dave Chmiel, Ruoff Mortgage

April 16th, 2025 01:52 PM

Thank you Cassandra. It was a pleasure to work with you and Garrett. It is always my goal that a borrower has a firm understanding of the mortgage process before closing so I did appreciate all of your questions. Thanks again.

Very clear communication so there were no surprises! Dave was very knowledgeable and answered all of our questions with ease!

Reply from Dave Chmiel, Ruoff Mortgage

March 3rd, 2025 03:30 PM

Thank you so much for the kind works. It was a pleasure to work with you and Wyatt!

Clear communication and answer questions after hours. He made sure that I knew what I needed and when.

Reply from Dave Chmiel, Ruoff Mortgage

February 25th, 2025 03:06 PM

Thank you so much Doni! It was such a pleasure working with you and being able to achieve your goal of homeownership!

Dave and his team were helpful from start to finish.

Reply from Dave Chmiel, Ruoff Mortgage

January 31st, 2025 05:40 PM

Thank you Jace. Pam and I try to do our best to make your experience as easy and stress free as possible. We wish you the best with your new home!

Communication

Reply from Dave Chmiel

December 29th, 2024 02:26 AM

I'm thrilled to hear that you had a positive experience with our communication at Ruoff Mortgage. It's vitally important for me to ensure that each customer understands every step of the process, and I'm pleased that I was able to provide that...

Dave been great excellent service and follow up, I had a great time getting this loan and buying my new home. I would definitely recommend Dave and his team to my friends and family. Pam Zent also was very kind.

Reply from Dave Chmiel, Ruoff Mortgage

December 17th, 2024 07:41 PM

Thank you Dee! It was a pleasure to work with you to achieve your goal. Remember, I am always around if you have any questions!

How many letters do I need to put to submit?

Reply from Dave Chmiel, Ruoff Mortgage

November 20th, 2024 09:35 PM

Thank you for the honor and trust you put in me to be part of your third home purchase. Each journey has been meaningful to your family and myself, but I realize that this last experience could have been better as it related to the closing...

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About

Additional Licenses: NMLS# 1019783. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Specialities

Mortgage originator for purchases and refinances.

Conventional loans

FHA mortgages

USDA mortgages

VA mortgages

IHCDA down payment assistance programs

Ruoff NextHome down payment assistance