

Synergy One Lending, Inc, San Diego, CA
San Diego, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Business Hours
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closed
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
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Reviews from Web
Communication is the most importantly. Bryan was always quick to respond and lay out a great detail what the best options were. Very much appreciated it!
Reply from Bryan Frediani
May 26th, 2026 05:08 PM
Thank you for your kind words, Anthony. I'm pleased to hear that you valued the communication and the detailed options I provided. If there's anything else I can assist you with in the future, please feel free to reach out.
Colin made the whole buying process smooth. He was quick to answer any questions, give me any updates, and was frequently checking in with me. Plus, he was willing to work in the evenings after I got off work to walk through application forms...
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Reply from Colin Ramirez
May 26th, 2026 04:28 PM
Michael, I appreciate your kind words and am glad to hear that the buying process went smoothly for you. It's great to know that my efforts to provide timely updates and accommodate your schedule were helpful. If you ever need further assistance...
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I mostly worked with Brian and not Ben. At the outset some promises were made pertaining to waiving some origination fees + matching rates. Mortgage rates were volatile and I was recommended to float my rate by Brian. That was a mistake. In...
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Reply from Owner
May 18th, 2026 04:53 PM
Hi Michael. Thank you for being a repeat customer. I appreciate it. After choosing to float your rate, it is unfortunate that the market did not move in a favorable direction. We relay the expertise of experts regarding the markets to our clients....
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I mostly worked with Brian and not Ben. At the outset some promises were made pertaining to waiving some origination fees + matching rates. Mortgage rates were volatile and I was recommended to float my rate by Brian. That was a mistake. In...
read more
Smooth transaction
Reply from Colin Ramirez
May 26th, 2026 03:05 PM
Trey, I'm glad to hear that the transaction went smoothly for you. If there's anything else you need or if you have any questions in the future, please feel free to reach out.
Working with Carla Mullins as my client’s lender was an absolute pleasure. Carla was not only incredibly knowledgeable and professional throughout the entire process, but she also made every interaction enjoyable. She communicated clearly,...
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Reply from Carla Millins
May 26th, 2026 03:05 PM
Patricia, I'm grateful for your generous feedback. It's appreciated to hear that you had such a positive experience working with me. I strive to make every interaction enjoyable and seamless, and I'm pleased to know it resonated with you and...
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Rudy and his team were great at communication and ensuring we were on track the whole time. Did a great job answering questions and leading us through the process.
Reply from Rudy Garibay
May 18th, 2026 06:04 PM
Thank you so much for the kind words, Andy! I really appreciate you trusting me and my team, we’re big fans of clear communication and zero surprises (unless it’s good news 😄). It was a pleasure working with you, wishing you and Brooke all...
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Carlos Velez has received a review with 5 star rating from Diana G
Reply from Owner
May 26th, 2026 01:16 PM
Thank you for the positive rating, Diana. I'm glad to know you had a good experience with my services. If you ever have any questions or need further assistance, feel free to reach out.
Constan conversatio, quick return calls. Made process very easy.
Reply from Carlos Velez
May 26th, 2026 02:54 PM
Gracias por tus amables palabras, Fernando. Me complace saber que encontraste el proceso fácil gracias a la comunicación constante y las llamadas rápidas. Si necesitas más asistencia o tienes alguna pregunta, no dudes en contactarme.
Carrie, you and your team were very responsive, always ahead of the game, and went above and beyond to ensure that buying a home was as painless as can be for my family while getting us a far better rate than what other lenders were offering....
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Reply from Carrie Brady
May 26th, 2026 08:01 PM
Donovan, I'm grateful for your kind words and pleased to hear that you found the experience with my team and me to be smooth and beneficial for your family. It's appreciated to know that we could help you secure a great rate and make the home-buying...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235