
C
Colin Ramirez
Loan Officer

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Colin was easy to talk to and very personable. He made a scary experience manageable.
We were referred to Colin from our realtor. Our realtor was confident that Colin could help us get approved and get us into a house. My wife and I spent a year saving and researching and we knew there were obstacles in our way. Colin made the...
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Reply from Colin Ramirez
August 22nd, 2026 06:24 PM
Jenna, I'm truly grateful for your kind words and am pleased to hear about your positive experience with my services. It was important to me that you felt supported and respected throughout the process. Knowing that I could help lower your...
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Colin was always available, even after hours to answer my calls and questions. He was very knowledgeable and if he was unsure of anything he always looked into it and followed up with me. He was professional, kind and personable and I felt...
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Reply from Colin Ramirez
July 24th, 2026 03:34 PM
Katelyn, I appreciate your kind words and am pleased to hear that you felt confident in my support throughout the process. It's good to know that my availability and efforts to ensure everything was handled efficiently made a positive impact....
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Always one call away, They always reassured me gave me the best options and advice,they made my closing go so smootly, worked with our very tight budget there aren't enough great thing I can say about them I look forward to working with them...
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Reply from Colin Ramirez
July 9th, 2026 03:05 PM
Lia, I'm pleased to hear that you felt reassured and that I could provide the best options and advice for your needs. It's wonderful to know that the closing process went smoothly and fit within your budget. I look forward to working with you...
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I am working on the listing side not the buyer side. I didn't speak to him but he did kept me updated once or twice through email.
Colin returned calls right away, helped with everything we needed.
Reply from Colin Ramirez
June 15th, 2026 07:34 PM
David, I appreciate your kind words and am glad I could assist you promptly and effectively. If you have any more needs or questions in the future, feel free to reach out at any time.
was my first time purchasing a home, and I was really stressed out but working with Colin. He explained a lot. and help me understand everything that was going on all the numbers were kind of confusing, but Colin explained everything to me....
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Reply from Colin Ramirez
June 15th, 2026 02:32 PM
Jaime, I'm happy to hear that I could help make your first home purchase a bit less stressful by explaining the details clearly. It's great to know that my support was beneficial, especially with the numbers. Thank you for your recommendation,...
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Awesome communication and every step of the way was on point
Reply from Colin Ramirez
June 10th, 2026 05:39 PM
Jimmy, I'm glad to hear that you appreciated the communication throughout the process. It's wonderful to know that everything went smoothly for you. If you ever need assistance in the future, don't hesitate to reach out.
Colin was a great Loan Officer! He went above and beyond for us. He even picked up our mail with our permission because a check had been forwarded to our Texas address while we were in Washington and it was needed for closing! He was very communicative...
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Reply from Colin Ramirez
June 10th, 2026 02:55 PM
David, I'm pleased to hear that you found my assistance helpful and that the loan process went smoothly. It was my pleasure to go above and beyond for you, including helping with the mail situation. Thank you for your willingness to refer others,...
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Colin was extremely communicative, helpful, and overall a great guy. Would def recommend this family owned business.
Reply from Colin Ramirez
May 27th, 2026 03:45 PM
Stephanie, I'm grateful for your kind words and recommendation. It's nice to know that my communication and assistance were appreciated. If there's anything more I can do for you in the future, please don't hesitate to reach out.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Central Standard Time (CST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235