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Colin Ramirez

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Loan Officer

4.93
(24)
Company Logo
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran...... Show More
Company Logo
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Overall Ratings
4.93
(24)
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Reviews from Web
  • 5.0
    Encompass
    L
    Lia S S
    Converse, TX
    Posted on July 1st, 2026 03:04 PM
    Always one call away, They always reassured me gave me the best options and advice,they made my closing go so smootly, worked with our very tight budget there aren't enough great thing I can say about them I look forward to working with them...
    read more
    Reply from Colin Ramirez
    July 9th, 2026 03:05 PM
    Lia, I'm pleased to hear that you felt reassured and that I could provide the best options and advice for your needs. It's wonderful to know that the closing process went smoothly and fit within your budget. I look forward to working with you...
    read more
  • 3.83
    Encompass
    L
    Linda P
    Converse, TX
    Posted on June 29th, 2026 01:40 PM
    I am working on the listing side not the buyer side. I didn't speak to him but he did kept me updated once or twice through email.
  • 5.0
    Encompass
    D
    David H B
    San Antonio, TX
    Posted on June 6th, 2026 03:12 PM
    Colin returned calls right away, helped with everything we needed.
    Reply from Colin Ramirez
    June 15th, 2026 07:34 PM
    David, I appreciate your kind words and am glad I could assist you promptly and effectively. If you have any more needs or questions in the future, feel free to reach out at any time.
  • 5.0
    Encompass
    J
    Jaime G
    Pleasanton, TX
    Posted on June 5th, 2026 03:25 PM
    was my first time purchasing a home, and I was really stressed out but working with Colin. He explained a lot. and help me understand everything that was going on all the numbers were kind of confusing, but Colin explained everything to me....
    read more
    Reply from Colin Ramirez
    June 15th, 2026 02:32 PM
    Jaime, I'm happy to hear that I could help make your first home purchase a bit less stressful by explaining the details clearly. It's great to know that my support was beneficial, especially with the numbers. Thank you for your recommendation,...
    read more
  • 5.0
    Encompass
    J
    Jimmy R
    Pleasanton, TX
    Posted on June 2nd, 2026 05:38 PM
    Awesome communication and every step of the way was on point
    Reply from Colin Ramirez
    June 10th, 2026 05:39 PM
    Jimmy, I'm glad to hear that you appreciated the communication throughout the process. It's wonderful to know that everything went smoothly for you. If you ever need assistance in the future, don't hesitate to reach out.
  • 5.0
    Encompass
    D
    David J
    New Braunfels, TX
    Posted on June 2nd, 2026 11:44 AM
    Colin was a great Loan Officer! He went above and beyond for us. He even picked up our mail with our permission because a check had been forwarded to our Texas address while we were in Washington and it was needed for closing! He was very communicative...
    read more
    Reply from Colin Ramirez
    June 10th, 2026 02:55 PM
    David, I'm pleased to hear that you found my assistance helpful and that the loan process went smoothly. It was my pleasure to go above and beyond for you, including helping with the mail situation. Thank you for your willingness to refer others,...
    read more
  • 5.0
    Encompass
    S
    Stephanie S
    CANYON LAKE, TX
    Posted on May 19th, 2026 03:44 PM
    Colin was extremely communicative, helpful, and overall a great guy. Would def recommend this family owned business.
    Reply from Colin Ramirez
    May 27th, 2026 03:45 PM
    Stephanie, I'm grateful for your kind words and recommendation. It's nice to know that my communication and assistance were appreciated. If there's anything more I can do for you in the future, please don't hesitate to reach out.
  • 5.0
    Encompass
    M
    Michael K
    Bulverde, TX
    Posted on May 18th, 2026 04:28 PM
    Colin made the whole buying process smooth. He was quick to answer any questions, give me any updates, and was frequently checking in with me. Plus, he was willing to work in the evenings after I got off work to walk through application forms...
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    Reply from Colin Ramirez
    May 26th, 2026 04:28 PM
    Michael, I appreciate your kind words and am glad to hear that the buying process went smoothly for you. It's great to know that my efforts to provide timely updates and accommodate your schedule were helpful. If you ever need further assistance...
    read more
  • 5.0
    Encompass
    T
    Trey H
    Bulverde, TX
    Posted on May 18th, 2026 03:04 PM
    Smooth transaction
    Reply from Colin Ramirez
    May 26th, 2026 03:05 PM
    Trey, I'm glad to hear that the transaction went smoothly for you. If there's anything else you need or if you have any questions in the future, please feel free to reach out.
  • 5.0
    Encompass
    C
    Colby E
    New Braunfels, TX
    Posted on April 14th, 2026 11:18 PM
    As first time home buyers, we had a lot of questions and didn't always know what to expect but Colin made the entire process so much easier. He was always available when we needed him, took the time to explain everything in a way we undersfood,...
    read more
    Reply from Colin Ramirez
    April 23rd, 2026 03:01 PM
    Colby, I'm pleased to know that I could help make the home buying process easier for you as first-time buyers. I appreciate your kind words about my availability and efforts to keep you informed. If you ever have more questions or need assistance...
    read more
  • 10 of 24
    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    137
    /850
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    Time Zone

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    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235