

Carla Millins
Loan Officer

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Always explained what was going on and what was coming up. Made getting the paperwork together easy. Always courteous and had time for my questions
Reply from Carla Millins
July 15th, 2026 03:09 PM
Kathy, I'm thankful for your feedback. It's good to know that you found my explanations helpful and the process of gathering paperwork easy. Your questions are always welcome, and I'm pleased you felt supported throughout.
Clear communication throughout the escrow process.
Working with Carla Mullins as my client’s lender was an absolute pleasure. Carla was not only incredibly knowledgeable and professional throughout the entire process, but she also made every interaction enjoyable. She communicated clearly,...
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Reply from Carla Millins
May 26th, 2026 03:05 PM
Patricia, I'm grateful for your generous feedback. It's appreciated to hear that you had such a positive experience working with me. I strive to make every interaction enjoyable and seamless, and I'm pleased to know it resonated with you and...
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Thank you it was great working with you again
Reply from Carla Millins
May 25th, 2026 04:31 PM
Jennifer, I appreciate your kind words and am so glad to hear that you had a great experience working with me again. It's always appreciated to assist you!
Carla is very helpful communicate well and explain things all the details.
Friendly, clear and consistent communication.
Professional, responsive, and easy to work with. Great experience overall
Worked with Carla 10 years ago, and I reconnected it with her again because of professionalism and her dedication to her client
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #286401
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235