Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
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He was vey outstanding!
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Lower Mortgage
Excellent job on my refinance. Team is consistent, responsive, quick, and overall really friendly to work with. It was my first refinance so some of the terms & conditions I wasn’t super familiar with. They helped explain everything clearly...
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Reply from Owner
October 6th, 2026 04:15 PM
Taimur - working on your investment deals and refinances have been a great experience. Thank you as always!
Tim was very responsive and answered all my questioned before and after closing. He helped me close within 30 days despite multiple obstacles. He gave me a competitive rate, and was able to lock in the rate before it went up. He is an expert...
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Lower Mortgage
Lower Mortgage has received a review with 5 star rating from K
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Josh and Zach made everything so easy and fast. They helped us every step of the way and explained everything while always keeping us informed of what we needed and what to expect. I would highly recommend Lower Mortgage. My wife and I thank...
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Reply from Zach Mick
October 8th, 2026 03:50 PM
Keith, thank you so much for taking the time to share this! Josh and I really enjoyed working with you and your wife, and we're glad the process felt easy and that you always knew what was coming next. That's exactly what we aim for. Congratulations...
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Clay was very available for any questions I had and was there to guide me there the process
Reply from Clay Brown
October 5th, 2026 06:01 PM
Congratulations on your new home!!! Enjoyed working with you!
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Lower, LLC
Lower, LLC has received a review with 5 star rating from Viviana R
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⭐⭐⭐⭐⭐ 5 Stars All the Way!I highly recommend Cabrales as Mortgage! From Ana Cabrales and her assistant Evelyn to Lisa, the entire team made our first-time homebuyer process go so smoothly. They were amazing from start to finish, always on top...
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Melanie managed the entire process all the way. We set the closing date and it felt everything was on auto pilot. Very reponsive, excellent staff. I would always use Melanie and her team again.
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Eva was the best!!!!
Reply from Eva Aycock
October 5th, 2026 02:40 PM
Thank you, Tracy! I absolutely loved working with you. Wishing you many happy years in your new home!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.