Clay Brown
VP of Lending | NMLS# 664225
Appalachian State University
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
quick response, good communication amd give 100% to his clients to help them.
Reply from Clay Brown
October 27th, 2026 11:05 PM
Thanks so much! Enjoyed working with you guys!
Clay was very available for any questions I had and was there to guide me there the process
Reply from Clay Brown
October 5th, 2026 06:01 PM
Congratulations on your new home!!! Enjoyed working with you!
Clay is a great communicator. He stayed in touch, responded quickly to our inquiries, and answered our questions effectively.
Reply from Clay Brown
October 5th, 2026 02:24 PM
Thank you, Texie! Truly enjoyed working with you guys!
Clay and his team were easy to work with and took time to keep us in the loop on the loan process. Clay provided accurate information regarding the costs associated with our loan that allowed us to maximize our savings.
Reply from Clay Brown
October 4th, 2026 08:53 PM
Happy to help!! Hope you enjoy your new home!
Clay was great to work with! He responds quickly and professionally. He also did a very good job of breaking down the details and explaining everything. I would recommend him to anyone!
Reply from Clay Brown
September 18th, 2026 05:29 PM
Thanks for the kind words, Joel!! Enjoyed working you! Enjoy the new home!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Low Down Payment Construction-Perm Loans
Investor - DSCR
Self-Employed - Bank Statement Loans
FHA. VA, USDA
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Education
- Appalachian State UniversityFinanceB.S. Business AdministrationJun 1997 -May 2001
Positions
- Truist Bank - Producing Sales ManagerJul 16th, 2012 - Jul 31st, 2026
Memberships
- Coastal Plains Association of Realtors
- Innerbanks Home Builders Association
- Pitt Greenville Chamber of Commerce Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 664225
Achievements
- BB&T Sterling Producer 2017-2019
- Truist Performance Awards Winner 2020-2021
Hobbies
- Kneeboarding
- Boating
- Fishing
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.