Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
I had a great experience with Dwayne Graham at New American Funding. He is very knowledgeable and helpful in explaining the mortgage loan process, including presenting all available options. Definitely consider working with him for your mortgage...
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Reply from Dwayne Graham
May 11th, 2026 03:54 PM
Terry, I'm glad to hear that you had a great experience with me at New American Funding. I appreciate your kind words about my knowledge and assistance in explaining the mortgage loan process. Thank you for recommending my services for mortgage...
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Dwayne was very responsive and helpful during the entire time. He explained things very well and showed a lot of patience. We appreciated his due diligence.
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Terry, I'm grateful for your kind words. I'm pleased to know that my responsiveness and patience were helpful to you. Your appreciation of my due diligence means a lot to me.
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Angellise Irizarry
Angellise was thorough and responsive. Great experience!
Reply from Angellise Irizarry
May 5th, 2026 04:44 PM
Carmella, thank you for sharing your positive experience. I'm pleased to hear that you found my approach thorough and responsive. If you have any more questions or need assistance in the future, please feel free to reach out.
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The knowledge provided throughout the process. Looking out for the buyer's best interest. For example, phishing email awareness or that I don't need to purchase a copy of my deed.
Reply from Kevin Murphy
May 5th, 2026 03:49 PM
Tracey, I'm pleased to know that the knowledge and guidance I provided were helpful to you during the process. It's important to me to look out for my clients' best interests, including sharing tips like email awareness and avoiding unnecessary...
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Perfection doesn 't exist. I was pleased with the overall experience.
Always available and with a positive approach specially during tense situations
Reply from Jacqualine Wolcott
May 5th, 2026 03:31 PM
Jose, I'm grateful for your kind words and pleased that my approach was helpful during tense situations. It's important to me to be available and supportive, and I'm here for you if you ever need assistance in the future.
Made the process as easy as it could be !
Reply from Blair Mathewson
May 5th, 2026 02:57 PM
Kevin, I'm pleased to know that I could make the process easy for you. Thank you for sharing your experience, and if there's anything more I can do for you, please let me know.
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Questions always answered in a timrly matter.
Reply from Corey Cale
May 1st, 2026 05:18 PM
I'm pleased to hear that you felt your questions were answered promptly, Ron. It's important to me to ensure my clients feel supported throughout the process. Thank you for taking the time to share your experience!
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Very communicative and helpful thr the whole proces!
Reply from Ruth Dudley
May 5th, 2026 01:29 PM
Ashlyn, thank you for sharing your experience. I'm pleased to hear that you found my communication and assistance helpful throughout the process. If there's anything else you need, please don't hesitate to reach out.
I literally had the best lender in the world right along with the best realtor. Working alongside the both of them , made this journey a walk in the park ! If i had to do it again I'd choose Lower Mortage (Valerie Knowles ) and realtor (Kayla...
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Reply from Valeria Knowles
May 5th, 2026 06:46 PM
Shalindra, I'm grateful for your kind words and glad to hear that working with Kayla and me made your journey so smooth. It's appreciated to know you would choose us again for such an important milestone. Thank you for allowing me to be part...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.