Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
I literally had the best lender in the world right along with the best realtor. Working alongside the both of them , made this journey a walk in the park ! If i had to do it again I'd choose Lower Mortage (Valerie Knowles ) and realtor (Kayla...
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Reply from Valeria Knowles
May 5th, 2026 06:46 PM
Shalindra, I'm grateful for your kind words and glad to hear that working with Kayla and me made your journey so smooth. It's appreciated to know you would choose us again for such an important milestone. Thank you for allowing me to be part...
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I like that we dealt with only one person and that he communicated in a timely manner and was upfront about everything. I would recommend again this is the second time we have refinanced through this company and we dealt with the same person...
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Reply from Craig Miller
May 5th, 2026 04:22 PM
Gracemary, I'm grateful for your thoughtful feedback. It's appreciated to hear that the consistency and communication made a difference in your refinancing experience with me. If you ever need assistance in the future, please don't hesitate...
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Troy was very patient through the entire process when fielding my questions. He also did an excellent job giving me advice, which made me have the utmost confidence that I was in good hands. I am very thankful that Troy was able to guide me...
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Reply from Troy Mlenar
July 10th, 2026 12:11 PM
Ben
Thanks so much for trusting our team with your 1st home purchase!!
Very helpful through the whole process
Reply from Victoria Tuskan
April 28th, 2026 04:21 PM
Thank you, Cody!
Process was seamless and easy to understand every step of the way
Reply from Brandon Hooper
April 30th, 2026 02:14 PM
I'm glad to hear that you found the process seamless and easy to understand, Courtney. Ensuring clarity and simplicity is always my goal. If you have any other questions or need further assistance, feel free to reach out.
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Once we had a concern or question, it didn't seem we waited or sat on pins and needles for an answer. The answers came directly, and we had a "why" for the answer to better inform us on our next move.
Reply from Sandy Levy
May 5th, 2026 05:55 PM
Cedric, I'm happy to hear that you felt well-informed and received prompt responses to your questions. Providing clarity and timely answers is important to me, so I'm glad it contributed positively to your experience. Thank you for sharing...
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Cody and his staff made this process great and easy to understand and gave great advice.
Reply from Cody Heard
May 5th, 2026 06:48 PM
Andrew, I'm grateful for your kind words. It's appreciated to hear that you found the process easy to understand and that the advice provided was helpful. If you have any further questions or need assistance, feel free to reach out.
Fred did a great job and was always able to answer the phone if I had any questions. I would be more than happy to recommend him to anyone in need of a loan broker.
Reply from Fred Holsman
May 5th, 2026 03:49 PM
Jeffrey, I appreciate your kind words and am glad that I could be there to answer your questions. Thank you for considering recommending me to others in need of a loan broker. If you ever have more questions or need further assistance, feel...
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Closed on time and was well informed throughout.
Reply from Vito L Mirra
May 5th, 2026 03:55 PM
Lawrence, I'm glad to hear that the closing process was timely and that you felt well informed throughout. If there's anything else you need or any questions you have, I'm here to help.
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Excellent service 👏
Reply from Claudia Diaz
May 5th, 2026 08:31 PM
Thank you so much, Cardondulet! I truly appreciate your kind words and am glad you had an excellent experience with my service. If there's anything else I can do for you, please feel free to let me know.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.