Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Fast communication, explains everything to where you can understand, and makes you feel like you've been friends for years. Very friendly staff and a pleasant experience. I would recommend Ashley and her team to as many people as I can!
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Reply from Ashley Higdon
September 22nd, 2026 03:08 PM
I'm pleased that you felt comfortable and understood throughout the process, Mckena. It's great to hear that you enjoyed the friendly atmosphere with both me and my team. Thank you for your recommendation!
Miranda is the best I highly recommend her to anyone she was there from the beginning to the end
Reply from Owner
September 23rd, 2026 05:57 PM
I'm grateful for your high recommendation, Stacy. It's wonderful to know that I could be there for you throughout the entire process. Thank you for sharing your experience!
Miranda did an excellent job I would recommend her to everyone if had had any questions or concerns she would respond or she would say just shoot me a text she was there from the beginning to the end I highly recommend Miranda
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Reply from Miranda Kelley - Team Acopia | Lowe...
September 22nd, 2026 07:37 PM
I'm glad to hear that you felt supported throughout the entire process, Stacy. Your recommendation means a lot to me and I'm grateful for your kind words. It was an honor working with you. Let me know if you have any questions in the future,...
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Lower, LLC
Lower, LLC has received a review with 5 star rating from Nate
Tina was very helpful with all of our questions. She always replied very quickly. She was wonderful to work with. We will definitely reach out to her and Lower Mortgage if we need a new mortgage in the future. Rick and Loretta were great to...
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Reply from Tina Harrison
September 24th, 2026 07:36 PM
Nathan, I'm grateful for your kind words about working with me and the team at Lower. It's great to know that Rick and Loretta also contributed to making your first mortgage experience smooth and responsive. We definitely appreciate any referrals...
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I was told every step and had all my questions answered. I didnt feel like I was left in the dark on anything.
Reply from Michael Joseph Cafarella
September 29th, 2026 01:31 PM
Lisa, I'm glad to hear that you felt informed and had all your questions answered throughout the process. Ensuring clear communication is important to me, and I'm pleased that your experience with me and the team at Lower was positive.
Good service
Reply from Bailey Wallick
September 29th, 2026 04:36 PM
Grant, I'm glad to hear that you found the service good. It’s nice to know that your experience with me and the team at Lower was positive.
I personally did not communicate much with Mr. Bills , my husband was very pleased with his professionalism ,in the final weeks of this process Mr. Bills again provided his skills and knowledge , we are Very Thankful for his approval to work...
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Reply from Douglas Bills
September 22nd, 2026 01:18 PM
Thank you for sharing your experience, Barbara. I'm pleased to hear that your husband was happy with my professionalism during the process. It's great to know that my skills and knowledge were helpful in your journey with Lower. If I can ever...
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All my questions were answered, everything went smoothly.
Mike's Character truly showed he went above and beyond working with the county (Pinellas Recovers) ensuring everything was done in a timely manner. Greatly appreciate it!
Reply from Michael Baralt
September 22nd, 2026 01:09 PM
Hi Jeffrey. Thanks for the great review! It was a pleasure working with you.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.