Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Tony was extremely professional, always available to help and worked hard to make the deal happen. Would use him every single time.
Reply from Tony Valdez, Lower Mortgage
May 6th, 2026 04:42 PM
I'm glad to hear you had such a positive experience, Jordan. Your trust and willingness to work with me again are truly appreciated. Thank you for your kind words!
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Vito and his team were a pleasure to work with and kept me up to date with all steps in the process !! Highly recommend
Reply from Vito L Mirra
May 13th, 2026 02:49 PM
Christopher, I appreciate your recommendation and am glad to hear that you had a good experience working with me and my team. Keeping you updated throughout the process is important to us, and it's nice to know it was helpful for you. If there's...
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that this was my first time ever buying a home, Chloe made me feel comfortable with all of my questions, no matter what time of the day it was what was going on she made the whole experience, joyful, and stress-free
Fred made the experience very smooth the whole way.
Reply from Fred Holsman
May 13th, 2026 01:52 PM
Edward, I'm glad to know that I could help make the experience smooth for you. If there's anything else you need or any questions arise, please feel free to reach out.
From the very beginning, Leslie demonstrated exceptional communication and professionalism. She didn’t just provide the information we were asking for—she made sure we understood everything we needed to know as well. Before every signature,...
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Reply from Leslie Bergen
May 6th, 2026 03:05 PM
Thank you for your kind words. Wishing you joy in your new home!
Rick and the team were able to work with my family's unique non-traditional mortgage situation. Rick was an excellent listener, strategist, and creative, finding the best solution for our situation. The entire team was very responsive and worked...
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Reply from Rick Fantucci
May 13th, 2026 04:27 PM
Lee, I appreciate your kind words about my work and the team's efforts. I'm pleased that we could assist with your unique mortgage situation and ensure a smooth closing process. If you have any further needs or questions, please feel free to...
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Brian Hafner has received a review with 5 star rating from Kayla M
Reply from Owner
May 6th, 2026 08:32 PM
Thank you!
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Brian and his team had consistent communication and ensured no steps were missed along the way. Highly recommend!
Reply from Brian Hafner
May 7th, 2026 02:23 PM
Thank you! It was a pleasure working with you again.
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Little to no communication, last minute requests, paperwork sent to closing late requiring us to scramble to get signatures done timely. Very disorganized and unpleasant experience.
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Jill went above and beyond for us in providing helpful information and guidance throughout the loan process. As first time home buyers who knew nothing, we now don't feel in the dark on important info we should most definitely know. You can...
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Reply from Jill Taylor
May 13th, 2026 03:18 PM
Morgan, I'm so grateful for your kind words and glad to know that I could provide the guidance you needed as first-time home buyers. It's good to hear that you now feel informed and reassured throughout the loan process. Thank you for trusting...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.