Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
All of the information was organized and explained clearly. Also everything was completed very timely. We would definitely work with Todd and his team again.
Reply from Todd Manley Richards
May 28th, 2026 08:37 PM
Thank you, Michael. I'm glad to hear that the information was clear and everything was completed in a timely manner. I look forward to the opportunity to work with you and your team again in the future.
When we first called, we got Bob Stevens. What a true blessing this was. Bob was there walking with us every step of our VA Refinance process. BOB was ALWAYS there with answers to any of our concerns or questions, BOB WAS RIGHT ON TOP OF IT!...
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Reply from Robert Stevens
May 28th, 2026 07:52 PM
Delorse, I appreciate your heartfelt words and am glad that I could be there for you throughout your VA Refinance process. It's important to me to ensure everything goes smoothly, and I'm thankful for your trust and kind recognition. Should...
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Great communication and was very helpful for a first time homebuyer.
The entire process was seamless from start to finish. The team was consistently responsive, informative and genuinely kind, I never once felt like a burden.Purchasing or refinancing a home can be a daunting experience, often requiring you to...
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Reply from Allen KenKnight
May 28th, 2026 07:28 PM
James, I'm so grateful for your kind words and recommendation. I'm glad to hear that you found the process seamless and felt comfortable throughout. It's appreciated to know that our team's professionalism and care made a positive impact on...
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Nikki Rogers has received a review with 5 star rating from Kyle S
for
communication Lines stayed open. any time I needed something the response was instant.
Reply from Nikki Rogers
May 28th, 2026 06:30 PM
I'm glad to hear that communication was effective, Kyle. It's important to me that you felt supported and received timely responses whenever needed. Thank you for sharing your experience!
Terri Cagle - Team Acopia has received a review with 5 star rating from Chandler B
Reply from Owner
August 27th, 2026 11:57 AM
Chandler, thank you for the excellent rating. I'm pleased that your experience with me and Team Acopia was positive. If you ever need anything else, feel free to reach out.
As first time home buyers, my wife and I did not understand the loan process and how everything works. Working woth with Terri, she was very patient, kind and supportive! She made sure my wife and I understood the process and helped us through...
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Reply from Terri Cagle
May 28th, 2026 05:58 PM
I'm pleased to hear that you and your wife felt supported and informed throughout your home buying journey, Chandler. Patience and kindness are values I hold dearly, and I'm grateful that they made a difference for you. Thank you for your recommendation,...
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I was kept informed through every step of the process and had questions answered almost immediately.
Reply from Brian Hafner
May 28th, 2026 05:55 PM
Kiley, I'm glad to hear that you felt informed throughout the process and that your questions were answered promptly. If there's anything else you need, please don't hesitate to let me know.
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Dante Rosa was suggested to us by our realtor and we could not be more happy with his service. Not only does he do a thorough job explaining the details of the loan process but he is very easy and quick to communicate with. He never made me...
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Reply from Owner
May 26th, 2026 04:39 PM
Thank you, thank you, thank you for this!! It has been our pleasure and honor to have the opportunity to serve you through the whole process!! And, we were bummed to not have been able to hug it out at the closing too! Enjoy your new home!!...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.