Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
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Lower, LLC
I’m so grateful to the entire mortgage lending team for helping make my home buying process as smooth and stress free as possible! A special thank you to Ana Cabrales, Lisa Zerrato, Janelle Lopez, Samantha Leon, and Evelyn Hernandez for all...
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Lower, LLC
Lower, LLC has received a review with 5 star rating from Michele V
Rema gave us the absolute best she could've given, and she even went over and above to make sure we had a moving company on the day of our signing since we were without anyone to help us to move our home to the new house. We are grateful and...
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Reply from Rayma McGehee
October 1st, 2026 07:20 PM
Henry, I'm glad to hear that I could assist you with arranging a moving company on your signing day. At Lower, I always aim to go above and beyond for my clients, so your appreciation means a lot to me.
Kelly was wonderful to work with through the home buying process! He was always on top of all the paperwork and was seamless in relaying the status of things to us. Highly recommend!
Reply from Kelly Christian Jennings
October 1st, 2026 05:51 PM
McKayla, thank you for your wonderful feedback. I'm glad I could assist you seamlessly throughout the home buying process and keep you well-informed. Working with you was a pleasure, and I appreciate your recommendation of me and my team at...
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Shonna was always available when I needed her even in the weekend. She anwered all my questions and explained details I didn't understand .
Reply from Shonna Lee
October 1st, 2026 04:19 PM
Amy, I'm glad to hear that my availability and explanations were helpful to you, even on the weekends. At Lower, I always strive to provide clear answers and support whenever needed.
I am very grateful and pleased with the service I received.
Reply from Taylor Weiner
October 1st, 2026 04:19 PM
I'm happy to hear that you are pleased with the service, Porfirio. At Lower, ensuring a positive experience is always my goal.
for
Lower, LLC
We had a great experience working with Patrick as our lender, especially as first-time home buyers navigating a completely new process. He was extremely knowledgeable, dependable, and did a great job handling everything behind the scenes to...
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We had a great experience working with Patrick as our lender, especially as first-time home buyers navigating a completely new process. He was extremely knowledgeable, dependable, and did a great job handling everything behind the scenes to...
read more
Responsiveness and getting things completed efficiently.
Reply from Tim Summers
September 29th, 2026 04:01 PM
Ashley, I'm glad to know that you appreciated my responsiveness and efficiency. It's important to me and the team at Lower that we meet your expectations. Thank you for your kind words!
Kristen was very communicative and easy to talk to. She explained everything and answered all of our questions. In person she was absolutely amazing. Very personable and polite. I had a wonderful experience overall.
Reply from Kristen Clarke
October 1st, 2026 03:41 PM
Melissa, I'm glad to hear that you had a wonderful experience with me. At Lower, I always aim to be communicative and personable, ensuring all your questions are answered. Thank you for sharing your kind words.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.