Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
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Ruth works extremely hard to make sure her clients are informed and comfortable throughout the process. She is a pleasure to work with and will always be the first person I recommend when someone is looking to buy or refinance a home.
Reply from Ruth Dudley
June 22nd, 2026 02:17 PM
Kenny, I truly appreciate your kind words and recommendation. It's good to know that you felt informed and comfortable during the process. Thank you for trusting me with your home-buying or refinancing needs.
Erica was there every time I had a question concerning the
Reply from Erica Hilla
June 17th, 2026 04:37 PM
It was great working with you David!!!
The overall experience with Terri was great especially her prompt replies.
Reply from Terri Cagle - Team Acopia
July 22nd, 2026 04:56 PM
Thank you so much for the awesome review!! I appreciate it very much!!
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Tina was very friendly and knowledgable. She helped me make the most educated decision possible on the loan .
Reply from Tina Mayo
June 15th, 2026 05:05 PM
Thank you Tim! You were both wonderful to work with and I'm so happy to have been able to help you with your first home! It was a pleasure! Wishing you years of happiness in your new home!
Very communicative. Went above and beyond.
Reply from Rayma McGehee
June 22nd, 2026 03:41 PM
Jamie, I appreciate your kind words about my communication and efforts. I'm happy to hear that you felt I went above and beyond for you. If there's anything else you need, please feel free to reach out!
Nikki was top notch. She patiently walked me through every phase of the mortgage process. She answered every time I txt or called with questions, and i had a few bc this is our first time buying a home. Even when I didn't, she'd reach out and...
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Reply from Nikki Benefield
October 5th, 2026 05:03 PM
It was so much fun working with you. Thank you for trusting me. I wish you many years of happiness in your home to you and your family!
Nikki was top notch. She patiently walked me through every phase of the mortgage process. She answered every time I txt or called with questions, and i had a few bc this is our first time buying a home. Even when I didn't, she'd reach out and...
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Reply from Nikki Benefield
June 22nd, 2026 06:28 PM
Lucas, I'm truly pleased to hear that I could make your first home buying experience smooth and enjoyable. I'm grateful for your kind words and glad I could assist with finding a comfortable interest rate and insurance package. It was wonderful...
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Lisa helped my wife and I understand the home buying process and put up with our constant question asking like a pro!
Reply from Lisa Lessard
July 8th, 2026 10:12 PM
Jacob, it was an honor working with you on your first home purchase and educating you along the way! I wish you many years of happiness in your new home!
Rayma did a fantastic job of communicating with us through the entire proces. She was very kind and supportive which made the process easy. Thank you to Rayma for her diligent work 😊.
Reply from Rayma McGehee
June 22nd, 2026 01:40 PM
Michael, I'm grateful for your kind words about my communication and support throughout the process. It's nice to know that my efforts helped make things easier for you. If you have any more questions or need further assistance, feel free to...
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Sara has a wonderful personality and is great to work with. She is extremely knowledgeable and provided excellent advice.
Reply from Sara Pipkin
June 22nd, 2026 06:58 PM
Thank you for your kind words, Jeremy. I'm pleased to hear that you found my advice helpful and enjoyed working with me. If you ever need further assistance or have any questions, please feel free to reach out.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.