

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
Tom was there to answer any questions I had, kept me up-to-date on what my rates would be, and worked endlessly with me to ensure I secured a loan at the best possible rate for my new home!
Reply from Tom Pregano
June 16th, 2026 03:54 PM
Thank you so much for the kind words, I’m so glad we could help you find your perfect home.
David was knowledgeable polite and plesent
Reply from David Goodman
June 23rd, 2026 03:30 PM
Thank you for your kind words, Ronald. I'm pleased to hear that you found me knowledgeable and pleasant to work with. If you need any further assistance, please feel free to reach out.
Super responsive. Very knowledgeable. Tailored everything to my specific needs. i
Reply from Troy Mlenar
June 23rd, 2026 03:16 PM
Bryan, I'm pleased to hear that you found my responsiveness and knowledge helpful, and that I could tailor everything to your specific needs. Thank you for sharing your experience. If there's anything else I can do for you, please let me know....
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Nikkie and her team couldn’t have made the refinance of our second home any easier! They were fast, efficient, and went above and beyond just the aspects that affected this refinance. They’re knowledgeable in more than one state, which was...
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Reply from Owner
June 16th, 2026 03:02 PM
Thank you so much for your kind words, Katie. We're thrilled Nikkie and the team made your second-home refinance fast, efficient, and stress-free. It means a lot that our multi-state knowledge and responsiveness were helpful, and we appreciate...
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Nikkie and her team couldn’t have made the refinance of our second home any easier! They were fast, efficient, and went above and beyond just the aspects that affected this refinance. They’re knowledgeable in more than one state, which was...
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Reply from Nikkie Bickham
June 23rd, 2026 02:51 PM
Delia, I appreciate your wonderful feedback and recommendation. I'm glad to hear that my team and I could make the refinancing process smooth and efficient for you. We're always here to assist with any future needs across states.
Angie's overall knowledge and experience
Reply from Angie Lewis
June 23rd, 2026 02:50 PM
Anthony, I appreciate your recognition of my knowledge and experience. It's wonderful to know that you found these aspects valuable. If there's anything more I can assist you with, please don't hesitate to reach out.
Maggie was very professional while being personable. She explained things in detail and answered all our questions, making us feel comfortable during the whole process.
Reply from Maggie Miller
June 23rd, 2026 02:48 PM
JAMIE, I appreciate your kind words about my professionalism and personable approach. I'm glad to know that my explanations and answers helped you feel comfortable throughout the process. If you have any more questions or need further assistance,...
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There was clear communication along every step of the way.
Reply from Brian Hafner
June 19th, 2026 03:40 PM
Thank you!
Overall communication and helpful advise made for a great experience
Reply from Murdock Richard
June 22nd, 2026 08:33 PM
Thank you and I look foward to meeting you and your Boss.
Great communicator, was always looking out for my best interest.
Reply from Kelly Christian Jennings
June 23rd, 2026 02:36 PM
Alben, I'm grateful for your kind words. It's important to me to prioritize your best interests and maintain clear communication throughout the process. If there's anything more I can assist you with, please let me know.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.