

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
I thought this process was going to be extremely stressful as a first time homebuyer, but Erik was amazing at explaining everything to me, answering any questions I had, and keeping me updated throughout the process. He took away so much of...
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Reply from Erik Gross - Lower Mortgage (Hurst,...
June 17th, 2026 09:42 AM
Thank you for the kind review, Emily. We were SO happy to help you get into your first home. You were a pleasure to work with. Please keep me in mind if you know any friends or family that we may be able to help.
I could not be happier with the service I received. Steve answered every time I called and was absolutely wonderful to work with on my loan. Will recommend Lower Mortgage every chance I get.
Steve you were absolutely great! Thank you for always taking my calls and talking me down off the ledge and listening to me vent! I will refer you every chance I get .
Reply from Steve Fischer
June 24th, 2026 04:25 PM
Carla, I'm grateful for your kind words and am pleased to have been there for you. It's important to me to provide support and be available when needed. Thank you for your trust and willingness to refer me.
Sonya Pitt has received a review with 5 star rating from JAMES B
Reply from Owner
July 16th, 2026 12:00 AM
Thank you for trusting us with your mortgage in Beaufort!! Enjoy your new home!!
Greg is hands-down a fantastic guy and an exceptional mortgage lender. He has now guided me through the loan process for two of my homes, and I couldn't be happier with the experience.Greg is incredibly knowledgeable and always goes the extra...
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Bobby was absolutely incredible throughout our entire home‑buying process. He was professional, patient, and genuinely made us feel like our dream of becoming homeowners was his top priority. His communication was always clear, and he took...
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Reply from Owner
July 1st, 2026 12:00 AM
Thank you for allowing me to assist you with your new home purchase! I look forward to working with you again along with your friends and family in the future!
Attentive, Personable, Knowledgeable, Efficient
Reply from John Belli
June 24th, 2026 02:05 PM
Anton, thank you for highlighting these aspects of my service. I'm glad to hear that you found my approach attentive and efficient. If there's anything else you need, please feel free to let me know.
Josh was extremely knowledgeable and helpful when we had questions. He was very communicative of every step. He even recommended some resources that were very useful and we used.
Reply from Josh Colvin
June 24th, 2026 04:31 PM
Jeremiah-Christian, I appreciate your kind words and am glad to hear that you found my knowledge and communication helpful throughout the process. It's great to know that the resources I recommended were useful to you. Thank you for sharing...
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Katie is very nice and easy to talk to. she Did a nice job. I wish I could have received my rate sooner but this is was not Katie's problem. Katie did a very nice job
Everything worked like clockwork
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.