

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Mr. Chris saved my life—in the sense of how he helped me, the patience and assistance he provided, and the advice, guidance, and discipline he instilled in me to help me achieve the goal of buying my home. Mr. Chris is the best; May God bless...
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Reply from Chris Velasquez
July 2nd, 2026 02:27 PM
Luis, I'm truly grateful for your heartfelt words. It was my pleasure to assist and guide you on your journey to homeownership. Knowing that my support made such a positive impact means a lot to me. Thank you for your kind blessings, and I...
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Cheryl always does a great job!
Reply from Cheryl Baldwin
June 25th, 2026 12:41 PM
Thank you, Sam. I'm happy to know you feel that way! Your positive feedback means a lot, and I'm grateful for the opportunity to work with you and your homebuyers in Bonita Springs, FL.
Denna made it
Reply from Deanna Adinolfo Rivera
July 2nd, 2026 06:30 PM
Michael, I'm pleased to hear that things went well. If there's anything more you'd like to share, feel free to reach out.
From initial contact and inquiries as we began to more serriouslynarrow down our future housing aims and finialy decided on a more conventional purchase of an existing house, Rhonda Holt was patient, knowledgable in provided information and...
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Reply from Rhonda Holt
July 2nd, 2026 04:00 PM
Sherri, I'm really grateful for your thoughtful review. It's nice to know that you found the process clear and the financing options well-presented. My team and I are pleased to have been a part of your home-buying journey. If you need any...
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Their were a lot of redundant requests at times for documentation already provided. Actual closing was frustrating. They had to send their intern to our house twice to have us sign or resign documents. Some documents had to be recreated because...
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Reply from Shonna Lee
June 25th, 2026 02:41 PM
Jerry, I appreciate you sharing your experience. I'm sorry to hear about the frustrations you encountered during the closing process and with the documentation. It's good to know that the closing attorney was able to get with you to resolve...
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Great communication Very friendly and professional Made the entire process quick and easy
Reply from Leslie Bergen
July 2nd, 2026 04:45 PM
Joel, I appreciate your positive feedback on the communication and professionalism you experienced. I'm glad to hear that the process was quick and easy for you. If there's anything else I can assist with, feel free to reach out.
Elizabeth Turra has received a review with 5 star rating from Sleeping A
Extremely grateful for the opportunity to work with Elizabeth, her advice and direction during the process of purchasing our first home was nothing short of fantastic!
Reply from Elizabeth Turra
August 5th, 2026 03:01 PM
Garrett, I appreciate your kind words. Glad you were able to trade the Texas heat for the Colorado mountains!
Her was always verey freidnly and helpful. I could discuss my questions and concerns at all hours of the day or night and she was very responsive. Great loan officer.
Reply from Elizabeth Goetsch
July 2nd, 2026 07:37 PM
Mitchell, I appreciate your kind words. I'm glad to hear that you found my support helpful and that I could be there for you whenever needed. It's important to me that my clients feel supported and informed throughout the loan process.
Very responsive team when emailing about the process and enjoyed your app being able to see where I was during the process
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.