

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Trey Howard has received a review with 5 star rating from Tyler P
Reply from Owner
July 13th, 2026 09:51 AM
Thank you for the great rating, Tyler. I appreciate your support!
We had frequent communications and were kept informed as wewent thru the approval process
Reply from Andrew Sassen
July 9th, 2026 02:29 PM
I'm glad to hear that you felt well-informed throughout the approval process, John. Thank you for sharing your experience with the frequent communications.
Very informative. As a firat time home buyer the proceess is extremely daunting. It felt like Sara held our hand through the process and guided us to the correct deconstruction for our family. She was not abrasive and was very easy to get ahold...
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Reply from Sara Pipkin
July 9th, 2026 02:17 PM
I'm grateful for your kind words, Mason. I'm pleased to know that you felt supported throughout the home-buying process and that I could guide you to the right decisions for your family. If you have any more questions or need further assistance,...
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No comments
Reply from Ana Cabrales
July 9th, 2026 02:14 PM
Thank you, Alejandro, for the 5-star rating. I'm glad to know you had a positive experience with me at Lower. If you ever need anything else, feel free to reach out.
Blake was great to work with! He answered all question we had and was very communicative. We would definately work with him again!
Reply from Blake Herring
July 9th, 2026 01:36 PM
Abigail, I'm grateful for your kind words and pleased to hear that my communication and support met your expectations. It's wonderful to know you'd consider working with me again. Thank you!
The best! Very patient explained me everything! Very pleased thank you so much
Reply from Zeida Mendez
July 2nd, 2026 02:03 PM
It was a pleasure working with you Many. Joandy and I are grateful for your loyalty and trust. Should you need anything in the future, please do not hesitate to reach out to us.
Judy went above and beyond the explanation to emotionally support and help us feel comfortable whenever necessary. I would not want any other lender for I am afraid Judy has absolutely spoiled us! She also went out of her way to provide a celebratory...
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Reply from Judy L Jones
July 8th, 2026 07:30 PM
Thank you so much for your kind words, Savannah! Your trust meant so much to me, and I appreciate the teamwork, and communication you brought throughout the process. Congratulations again on your new home. I hope it brings you years of happiness,...
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Gracias a Erick Rodriguez porque el habla nuestro idioma español fue más fácil para nosotros completar esta compra Gracias por todo
Reply from Erick Rodriguez
July 9th, 2026 02:50 PM
Me alegra saber que poder hablar en español hizo que el proceso fuera más fácil para ustedes, Angel. Agradezco mucho tus amables palabras y me alegra haber podido ayudarte en esta compra. ¡Gracias a ti por confiar en mí!
Tom has extensive knowledge, it helps me with clients that are unsure of the process. He puts clients at ease, and delivers outstanding service from application through closing. His processor Michelle was also an excellent addition, this is...
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Reply from Tom Powell
October 8th, 2026 04:11 PM
Hey Brent. I really appreciate the great comments. I try my best to take care of my clients in my Real Estate Agent.
It had been a long time since I purchased my last home and Zach and his team made the process very pleasant and very seamless. They were attentive. Zach was always there when I had a question or a concern. He was quick to answer. His team is...
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Reply from Zach Mick
July 2nd, 2026 02:49 PM
Thank you so much for the great and thoughtful review It was truly a pleasure helping you through the home financing process, and I’m so glad to hear that our team made the experience feel smooth and seamless. We always want our clients to...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.