Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Communication was excellent! Everything was explained in detail. Grayson was very helpful and professional, and extremely patient with us. I would do business with him again and refer him to others!
Reply from Grayson Henderson
July 17th, 2026 08:23 PM
I'm thankful for your positive feedback, Monroe. It's good to know that you found the communication clear and detailed. I'm happy I could assist you professionally and patiently. If you ever need anything else or know someone who does, I'm...
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Trina made every single part of this process easy and enjoyable. She was always in a good mood and never made me feel like I couldn't ask questions and was absolutely always available and amazing to communicate with.
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Reply from Trina Deanne Wood
July 17th, 2026 06:18 PM
Lance, I'm grateful for your kind words about your experience with me. I'm pleased to know that I could make the process easy and enjoyable for you and that you felt comfortable asking questions. Thank you for sharing your positive experience....
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Excellent experience from start to finish! Murdock is knowledgable, incredibly responsive, and made the entire process easy and stress free! We always felt informed and supported! Anytime we reached out, he responded promptly! I highly recommend!...
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Reply from Murdock Richard
July 13th, 2026 03:57 PM
Thank you for your very kind words. You and Mark deserve some of the credit for the stress-free process. You have a beautiful family and as it continues to grow, I anticipate we will be working together again within a couple of years. And I...
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for
Ruth made everything easy, which says a lot when you’re talking about getting ready for closing on a home! She is professional, courteous, helped me to stay on track so I didn’t miss any deadlines, and a pleasure to talk to. I always felt like...
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knowledgeable with us during every step of the process and explaining it and taking our time, it was a great experience highly recommend them on helping out with all avenues and alleyways of purchasing a house and educating myself and helping...
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Reply from Cheryl Baldwin
July 10th, 2026 10:25 PM
Devin, I'm grateful for your kind words and thrilled that you had a positive experience. It's wonderful to know that I could assist with every step and provide the support needed during your journey as a first-time homebuyer here in South Florida....
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Best lender in the Midlands. There’s no competition that’s even close.
Reply from Owner
July 10th, 2026 02:01 AM
Thank you so much, Christian! 🙏 It's been an honor to help your family through multiple moves over the years!! Congratulations on your latest purchase!
Ashton and her team are absolutely phenomenal! They are very responsive and are completely dedicated to doing their very best to get you the best deal to purchase your next home. Don't use another lender - use the Home Loan Team!!!
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Reply from Ashton Mitchell
July 17th, 2026 03:16 PM
Christian, I'm pleased to know that you found my team and me responsive and dedicated to securing the best deal for your home purchase. Your recommendation means a lot. If there's anything else I can assist you with, please don't hesitate to...
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Miranda Kelley - Team Acopia | Lower Mortgage has received a review with 5 star rating from Tanner H
Reply from Owner
July 10th, 2026 05:49 AM
Thank you Tanner for the 5-Stars. It was an honor working with you. Welcome Home!
Miranda was amazing to work with! She was available at all times to answer any question that I had! Throughout the whole process , she was right by my side! I would definitely reccomend Miranda to anyone who is thinking of buying a home!
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Reply from Miranda Kelley - Team Acopia | Lowe...
July 10th, 2026 05:53 AM
Thank you, Tanner, for your kind words. I'm glad to hear that you were very happy with the process. Your recommendation is greatly appreciated, and it means a lot to me. I am so thrilled for your new beginnings in your new home!
Communication is top tier and clear!! There's never room to question where you are in any transaction as they guide you through every step!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.