Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
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Nick is simply the best . I had a great experience.
Reply from Nick Morrone
July 27th, 2026 04:09 PM
Emily, I'm pleased to hear that you had such a great experience. Thank you for your kind words and support. If you ever need assistance again, I'm here to help.
Thank you so much for the quick process and for making sure that all the documents were submitted on time. We made the right decision in refinancing our house. Thank you again!
Reply from Scott Bradley
July 27th, 2026 04:30 PM
Irene, I'm grateful for your kind words. I'm pleased to know that the refinancing process was smooth and timely for you. If you have any further questions or need assistance, please feel free to reach out.
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Mike Carey has received a review with 5 star rating from Rhonda- L S
Reply from Owner
July 25th, 2026 08:41 PM
Thank you for the opportunity to help!
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Communication back and forth. Always new what was happening. Gave me confidence that everything was being taken care of on their part.
Reply from Mike Carey
July 27th, 2026 08:45 PM
Rhonda, I'm grateful for your feedback. It's reassuring to know that you felt confident and well-informed throughout the process. Thank you for sharing your experience!
Russell and the rest of the team were all professional. They were prompt to respond, gave me regular updates, and always had an answer for my questions. The loan process was easy and quick, so much so that my closing was advanced a week early....
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Thanks! You and your team made this a smooth experience.
Reply from Blair Mathewson
July 27th, 2026 06:27 PM
Erica, I'm grateful for your feedback. It's good to know that my team and I could make the process smooth for you. If you need anything else, feel free to reach out.
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Simple, easy process.
Reply from Sonya Pitt
July 19th, 2026 08:59 PM
Thanks for trusting us to assist with your refinance.
jeff is always wonderful to work with. This is our fifth mortgage process with him. I would never even consider using anyone else.
Reply from Jeff Scherber
July 20th, 2026 11:35 PM
Thank you for your continued trust and support, Denise. It's always a pleasure working with you, and I'm grateful for your loyalty through each mortgage process. If there's anything you need in the future, please feel free to reach out.
Steve was so helpful and patient and was there for absolutely anything I needed!
Reply from Steve Fischer
July 27th, 2026 02:47 PM
Lauren, I'm glad to hear I could be helpful and patient during your experience. It was important to me to be there for anything you needed. Thank you for sharing your positive experience!
Thank you so much, Mike, for all of your hard work and support throughout my home buying process. As a first-time buyer, I truly appreciated how clearly you explained each step to my son and how responsive you were to his questions.You helped...
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Reply from Michael Joseph Cafarella
July 27th, 2026 05:29 PM
Marva, I'm grateful for your kind words and am so pleased to know that you and your son found my support helpful during the home buying process. It's important to me to make sure first-time buyers feel informed and at ease. If you have any...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.