Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
The lenders were wonderful!! Excellent at communicating and making sure we had everything I needed! Quick closing and over all great customer service!!
Reply from Terri Cagle - Team Acopia
August 21st, 2026 06:39 PM
Andrea, I appreciate your kind words about the communication and customer service you received. I'm glad we could provide a quick closing and ensure you had everything you needed. If there's anything else I can help you with, please feel free...
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Russell Carmichael is an absolutely wonderful mortgage lender! He is knowledgeable, responsive, professional, and made the entire process so much easier than I expected. I’ve recommended him to all my friends!
Reply from Owner
August 19th, 2026 02:32 AM
Thank you so much Izzy! It was a pleasure working with you, and I’m so glad I could help make the process easier than you expected. Your trust and recommendations mean more to me than you know. Thank you again!
Rachelle was absolutely wonderful throughout our entire home buying process! She was friendly, knowledgeable, responsive, and always willing to answer our questions. She kept us updated every step of the way and made the mortgage and closing...
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Reply from Rachelle Killman
August 14th, 2026 06:34 PM
Mikayla,
Thank you so much for the kind words.
Myself and everyone on the team very much appreciate you all trusting us with your financing on your new home! We are here to serve anytime you need help!
I have been a repeat client I've the past 27 years and Murdock Richard has always been very responsive on any questions, expert in his answers, and very prompt and efficient in achieving a great result for me. He is my "go to" expert on any...
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Reply from Murdock Richard
August 14th, 2026 07:01 PM
Thank you, Steve. It has been a pleasure working with you and Thea over the years as well as your son Phillip. I look foward to the next ones.
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The whole process of the loan approval to the closing of the property.Brian and his team were so professional and knowledgable.Every part of the transation was very transparent and they kept myself and my buyer on top of everything. I would...
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Reply from Brian Hafner
August 19th, 2026 04:59 PM
It is always a pleasure to work with you, Patti! Thank you so much for the review.
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Nick was extremely patient with me with answering all of my questions. He explained everything very well and made sure I understood everything going on. I am really appreciative of all of his support throughout this process.
Reply from Owner
September 1st, 2026 04:24 PM
Ricki, I'm grateful for your kind words. It's great to know that my explanations and support made a positive impact on your experience. First time buyers are my specialty, and I am so happy you worked with a lender and agent that was able to...
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As a real estate broker, I have the opportunity to work with many lenders. I also have a background in mortgage lending, which gives me a unique “big picture” perspective. Alisa is a first-class person and consummate professional. She cares...
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Reply from Owner
August 25th, 2026 04:02 PM
Thank you so much for such a thoughtful review. Coming from someone with your experience in both real estate and mortgage lending, your words mean a great deal to me. I truly value the opportunity to work with you and appreciate the trust you...
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Ashton Mitchell has received a review with 5 star rating from Paige H
The Tuesday updates were informative and reassuring.
Reply from Ashton Mitchell
August 21st, 2026 05:56 PM
Paige, I'm pleased to hear that the Tuesday updates were informative and reassuring for you. Keeping you informed throughout the process is important to me.
Alisa made our first time home buying experience amazing! She was very informative, supportive, and made sure we understood every step along the way. Thank you Alisa!
Reply from Owner
August 25th, 2026 04:01 PM
Thank you so much for your kind words! It was truly a pleasure helping you both through your first home purchase. I know there is a lot to learn along the way, and it meant a lot to me to be able to answer your questions and help make the process...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.