Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
We love Carla and her team! She was able to answer all of our questions and was ALWAYS available when we needed her.
Reply from Carla Zammiello
August 31st, 2026 06:26 PM
Wendy, I'm glad to hear that you felt supported by me and my team. I appreciate your kind words and am pleased I could always be available to answer your questions.
David Thornton has received a review with 5 star rating from Brice P
David and Wendy are both awesome!! They made the process of buying our first house so easy and had great communication throughout the whole experience!
Reply from David Thornton
August 31st, 2026 03:10 PM
Brice, I'm glad to hear that you found the home buying process easy with Wendy and me by your side. We appreciate your kind words about our communication and support. If you need anything else, please feel free to reach out.
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Matthew Goodrich
He helped me when no one else would help me
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Lower, LLC
Lower, LLC has received a review with 5 star rating from Ian B
The entire process went so smoothly between the lender and realtors team really moved me along smoothly
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my situation gave me advice and explained everything well to me
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We enjoyed the amount of communication we received throughout this process. We are new to refinancing and had lots of questions, your office was very helpful through each step.
Reply from Shonna Lee
August 31st, 2026 03:17 PM
Mark, I'm pleased to hear that the communication throughout the refinancing process was helpful for you. It's great to know that my office could assist you with your questions and make the experience smoother.
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luis helped us with step by step on the process helped me to able to get my future home really helped full good cumminication thank you luis we appreciate your hard work!
Reply from Luis Cantu
August 31st, 2026 08:51 PM
Saul, I'm grateful for your appreciation of my step-by-step assistance and communication throughout the process. It's rewarding to know I could help you move closer to your future home. Thank you for recognizing my hard work!
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Lisa made communication very easy an answered all of my questions. Great work!
Reply from Owner
August 24th, 2026 04:28 PM
Bristol, thank you for the wonderful 5 star review! It was an honor working with you on your home financing and discussing ways to structure your mortgage to keep the payment within your personal budget. I wish you all the best as you settle...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.