Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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closed
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closed
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9 AM to 5 PM
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Reviews from Web
The overall experience was better than I received from other, although there was too much back and forth with the Truth and Lending statements which was not needed before the Appraisal report. Overall I received the best offer from Lower Loans...
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Michael has been awesome as we struggled through this loan process for the first time ever! He was always available to answer questions, and we had plenty! Thank you so much!
Reply from Michael Hull
September 4th, 2026 07:57 PM
Penny, I'm glad to hear that I could assist you through your first loan process and answer all your questions. Thank you for your kind words and for trusting me with this important step.
Sandy made our buying experience so much easier than when I purchased a house, many years ago. Any issues we had, she got right back to us, to help us resolve the matter. A pleasure to work with. Very kind, and professional. Will not hesitate...
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The step by step guidlance and comprehensive explanation of the overall process.
Reply from Adriel Esparza
September 4th, 2026 06:14 PM
Melvin, I'm pleased to know that you appreciated the step-by-step guidance and thorough explanations. It's important to me that every aspect of the process is clear for you. If you have any further questions, feel free to reach out.
Great mortgage company! Everything went smooth and they were able to help me close alone without adding my partner! It was a great experience!
Reply from Owner
September 1st, 2026 04:15 PM
Thank you so much for being amazing! I truly enjoyed helping you through your home purchase. I am here for your home lending/ investment needs; don't forget about us!
Congratulations again!!
Karina made what I thought would be a stressful experience into something smooth and wonderful. No stress at all she would answer all questions quickly and was a smooth sailing closing. Highly recommend!
Reply from Karina Cabrales
September 1st, 2026 04:18 PM
You are amazing!! Thank you so much for your feedback! I know homeownership for a fist time buyer could seem very scary - my goal has been always to be a guide and resource so I thank your feedback whole heartedly. Blessings and enjoy your...
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Lower, LLC
Lower, LLC has received a review with 5 star rating from Carol H
Easy to contact, informative, knowledgeable and fun! I never felt I had a silly question. He was there for me thruout the entire transaction. I high recommend!
Reply from Andrew Sassen
September 4th, 2026 04:43 PM
Carol, I appreciate your wonderful feedback. I'm glad I could provide the support and information you needed throughout the transaction. Thank you for recommending me!
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Sonya's number one goal is always doing what's best and right for her clients. It's always a pleasure working with her. Her knowledge and expertise in the field are unmatched.
Reply from Sonya Pitt
September 27th, 2026 09:17 PM
Thank you Gary!!!
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Riley was so positive, accommodated to our needs & made this process so easy!
Reply from Reily Kiser
September 4th, 2026 03:32 PM
Maureen, I'm pleased to hear that you found the process easy and that I was able to accommodate your needs positively. Thank you for sharing your experience!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.