Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Carlton was always available to take my calls and walk me through the best options for my refinance. He is extremely patient and very quick to respond to his clients, I will definetly be doing business with him again in the future. Best refinance...
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Reply from Carlton Hockaday
September 4th, 2026 02:11 PM
Robert, I appreciate your thoughtful review and am pleased to hear that you had a positive refinance experience. It's great to know that my availability and straightforward approach were helpful to you. Thank you for trusting me with your refinancing...
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Great communication
Reply from Anthony Converti
August 31st, 2026 09:37 PM
Thank you Kyle! It was a pleasure working with you both!!
Fred was outstanding to work with for me and my husband! As being first time homebuyers, Fred took the time with us to explain everything and make sure we were well taken care of he was OUTSTANDING! We are very grateful for all his hard work...
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Reply from Fred Holsman
September 4th, 2026 01:30 PM
Ashlyn, I'm happy to hear that you and your husband had a positive experience as first-time homebuyers. I appreciate your kind words and am glad I could assist in making the process clear and supportive for you both. If you ever need further...
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Lower, LLC
As a first-time home buyer, entering the property market felt incredibly daunting, but working with Chelsea Winstead completely changed that. From our very first meeting, Chelsea was incredibly welcoming, warm, and approachable, immediately...
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As a first-time home buyer, entering the property market felt incredibly daunting, but working with Chelsea Winstead completely changed that. From our very first meeting, Chelsea was incredibly welcoming, warm, and approachable, immediately...
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Glenn answered any question I had regarding my home loan, Very professoinal and incredibly helpful during the entire process. I would highly recommend to anyone needing a home loan.
Reply from Glenn Lazure
September 4th, 2026 08:42 PM
Daniel, I appreciate your kind words and recommendation. I'm pleased to hear that I could be helpful and professional throughout your home loan process. If you ever have more questions or need assistance, feel free to reach out.
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Nikki was very easy to communicate with and explained everything. It was a pleasure to work with Nikki !
Reply from Nikki Rogers
September 4th, 2026 06:53 PM
Jeanne, I'm glad to hear that you found it easy to communicate with me and that everything was explained clearly. It was a pleasure working with you as well!
Mallory always goes the extra mile on every transaction and makes sure everyone is in the loop and educated
Reply from Mallory Benne
October 8th, 2026 04:57 PM
Thanks Tasha! Always a pleasure working with you!
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Taylor made the whole process very easy! She answered all my questions and constantly communicated with me!
Reply from Taylor Fruge
September 4th, 2026 06:40 PM
Marcus, I'm happy to hear that you found the process easy and communication helpful. Thank you for your kind words! If you have any more questions or need further assistance, feel free to reach out.
for
Lower, LLC
Jill and the whole lending team were amazing from the very start of our home buying experience. We are first time home buyers and Jill made the process way less daunting then expected. we cannot thank Jill and her team enough for such a wonderful...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.