

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Sara made our experience so easy and smooth! She was always happy to answer a question no matter how silly we thought it was. I honestly can't say enough great things about Sara and how easy she made everything. Thank you SO much!!
Sara made our experience so easy and smooth! She was always happy to answer a question no matter how silly we thought it was. I honestly can't say enough great things about Sara and how easy she made everything. Thank you SO much!!
Reply from Sara Pipkin
September 7th, 2026 08:26 PM
Stephanie, I appreciate your kind words. I'm glad to hear that I could make the process easy and smooth for you and that you felt comfortable asking any questions. Thank you for sharing your experience!
Great mortgage company. Very good communication from Reily Kiser and the staff of Lower, LLC as our mortgage process was being put through the various stages.
Communication!
Reply from Reily Kiser
September 7th, 2026 07:42 PM
Richard, I appreciate your feedback on the communication. If there's anything else you'd like to share about your experience, feel free to let me know.
Knows his stuff, professional, detail oriented, on top of everything!!! 10 out of 10...would use his services again!!!
Reply from Chad Norris
September 7th, 2026 06:24 PM
Jamie, I'm grateful for your kind words. It's wonderful to know that you found my services professional and detail-oriented. If you ever need assistance again, I'm here to help!
Lower mortgage has an awesome team, very professional! I would highly recommend them to family and friends!
Lisa depriest was always professional and was always able to answer all of my questions!
Reply from Lisa Depriest
September 7th, 2026 04:55 PM
Nakasha, thank you for your kind words. I'm pleased to know that I was able to answer all of your questions and maintain a professional approach. If you need any further assistance, feel free to reach out.
Sean Antonius has received a review with 5 star rating from Rungnapa M
Sean and Sharnon are great. I am happy to work with them. They are very helpful and I had a great experience for the first time home buyer.
Reply from Sean Antonius
September 7th, 2026 06:59 PM
Rungnapa, I'm glad to hear you had a great experience as a first-time home buyer. It's nice to know that both Shannon and I could be helpful during the process.
I’ve truly enjoyed working with Russell! He is knowledgeable, kind, calm, and just genuinely a great person to work with. Real estate transactions can have a lot of moving parts, and I really appreciate having a lender who communicates well,...
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Reply from Owner
September 3rd, 2026 07:59 PM
Thank you so much for the kind words! I’ve really enjoyed working with you too. I appreciate the trust you put in me with your clients, and I’m always grateful for the opportunity to work together and take great care of them. Looking forward...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.