
Home State Bank, Crystal Lake, IL
Crystal Lake, IL

You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Al was very helpful, quick to respond, even if it was a weekend, and made sure that we were aware of everything that was happening. From start to finish it was a smooth process.
Reply from Al Lapotko
May 19th, 2026 03:45 PM
Lisa, I’m glad to hear that you found the process smooth and that my responsiveness was helpful to you. Making sure you were aware of everything happening was important to me. If you need anything else, feel free to reach out.
Al was very helpful, quick to respond, even if it was a weekend, and made sure that we were aware of everything that was happening. From start to finish it was a smooth process.
Nancy is professional, responsive, & engaging! She is extremely knowledgeable on the many facets of the lending process; she explained our options thoroughly to help us make the right decision for our situation & the type of financing that...
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Reply from Nancy Howley
May 18th, 2026 01:30 PM
Emily, I truly appreciate your kind words and your recommendation. It's great to know that my assistance with the lending and underwriting process was helpful for your project. If there's anything more I can do for you or your clients, please...
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Nancy Howley is professional, responsive, & engaging! She is extremely knowledgeable on the many facets of the lending process; she explained our options thoroughly to help us make the right decision for our situation & the type of financing...
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Kyle is very knowledgeable and helped my wife and I know what and how we could afford for our first home. I will absolutely work with him again when the time comes.
Reply from Kyle Geisser
May 14th, 2026 06:23 PM
James, I appreciate your kind words and am pleased to hear that I could assist you and your wife with your first home purchase. I'm glad to know that you're considering working with me again in the future. If you have any questions or need...
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Kyle helped walk me through each step and explain the process. I would recommend Kyle to anyone.
Reply from Kyle Hauke
April 17th, 2026 05:04 PM
I'm grateful for your recommendation, Charlotte. It's appreciated to know that walking you through each step made the process clearer for you. Thank you for sharing your positive experience.
Crystal Lake- 40 Grant St has received a review with 5 star rating from James N
Liz was amazing to work with. Answered any questions we had very quickly. Liz is very knowledgeable at what she does. I wouldn't want to work with anyone else but her
Reply from Elizabeth Zak - Home State Bank
April 13th, 2026 03:17 PM
Thank you so much for the wonderful review! You guys were great to work with and I hope you and your boys enjoy many years in your new home!
Kyle was super helpful and always kept me informed on what to expect and really tried to help my situation with great advice.
Reply from kyle Hauke
April 17th, 2026 05:05 PM
Riley, I'm glad to hear that my guidance and efforts to keep you informed were helpful. It's always my goal to provide advice that makes a positive difference. Thank you for your kind words.
Great experience...everything went smoothly!
Reply from Raquel Koester
May 11th, 2026 03:42 PM
I'm pleased to know that everything went smoothly for you, Van. Thank you for sharing your experience with me at Home State Bank.
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About
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Region
Time Zone
Pacific Standard Time (PST)
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.