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Al Lapotko - Mtg Consultant | NMLS# 501470 in Waterford, WI

Al Lapotko

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Mtg Consultant | NMLS# 501470

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Providing the most advanced Mortgage Services in a comfortable and pleasant atmosphere are the priorities of Al Lapotko IV. Al Lapotko IV is among the most accomplished and regarded Mortgage Professionals in all of southeastern and Western ... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
  • Encompass
    J
    Jonathan E W
    Waterford, WI
    Posted on August 11th, 2026 10:52 AM
    Well informed and made it easy to apply and complete
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    Brenda L B
    Caledonia, WI
    Posted on July 19th, 2026 04:24 PM
    Excellent service and communication as always.
    Reply from Al Lapotko
    August 18th, 2026 04:25 PM
    Brenda, I appreciate your kind words and am happy to know that you are satisfied with the service and communication. Thank you for your continued trust in me and Home State Bank.
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    James K
    Caledonia, WI
    Posted on July 19th, 2026 10:28 AM
    Fantastic communication made it easier to navigate the loan process..Would recommend for sure 5/5⭐
    Reply from Al Lapotko
    August 18th, 2026 06:59 PM
    James, I'm glad to hear that the communication made your loan process easier. Your recommendation means a lot to me. Thank you for sharing your positive experience with Home State Bank.
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    Danielle L B
    North Mankato, MN
    Posted on July 3rd, 2026 02:55 PM
    Excellent to work with, and very responsive to any and all questions that I or we had. Complete understanding of what we wanted navigating through uncharted waters at times. If you didn't know the answer you would find out & get back to me/us...
    read more
    Reply from Al Lapotko
    August 3rd, 2026 05:20 PM
    Danielle, I'm grateful for your kind words and pleased to know that you felt supported throughout the process. It's important to me to help navigate any challenges, and I'm glad I could assist with coordinating everything you needed. If there's...
    read more
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    Angela K C
    Cudahy, WI
    Posted on June 19th, 2026 10:06 AM
    Very patient and thorough
    Reply from Al Lapotko
    July 20th, 2026 01:05 PM
    Angela, I'm pleased to hear that you found my approach patient and thorough. Your feedback is valued, and I'm here if you need any further assistance with your banking needs.
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    M
    Michael E S
    Pleasant Prairie, WI
    Posted on June 17th, 2026 11:48 AM
    Al is extremely responsive, knowledgable and an absolute pleasure to work with .
    Reply from Al Lapotko
    June 18th, 2026 02:34 PM
    Hey Mike thanks for the 5 stars, it's always a pleasure working with you and Rory!!
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    Tristan R P
    Kenosha, WI
    Posted on April 28th, 2026 04:57 PM
    Was a great help through the process. He answered all my questions quickly and gave me updates daily. I highly recommen!
    Reply from Al Lapotko
    May 28th, 2026 04:58 PM
    Tristan, I'm glad to hear that I could assist you effectively throughout the process. Your recommendation and feedback about my communication mean a lot to me. If you have any more questions or need further assistance, don't hesitate to reach...
    read more
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    Lisa G
    Caledonia, WI
    Posted on April 19th, 2026 11:30 AM
    Al was very helpful, quick to respond, even if it was a weekend, and made sure that we were aware of everything that was happening. From start to finish it was a smooth process.
    Reply from Al Lapotko
    May 19th, 2026 03:45 PM
    Lisa, I’m glad to hear that you found the process smooth and that my responsiveness was helpful to you. Making sure you were aware of everything happening was important to me. If you need anything else, feel free to reach out.
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    Anthony C H
    Franksville, WI
    Posted on March 31st, 2026 12:09 PM
    Al is amazing and will be using for all my home buying experiences.
    Reply from Al Lapotko
    April 30th, 2026 06:51 PM
    Anthony, I appreciate your kind words and confidence in my services for your future home-buying experiences. I'm glad to know you had a positive experience, and I'm here to assist with any of your needs at Home State Bank.
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    Eric C
    Racine, WI
    Posted on March 18th, 2026 12:21 AM
    Honestly it's because I'm old school and do not like all of the texting. Wish things were a bit more hands on and in person a bit. This was my first time purchasing a home so what do I know. But I do believe Al Lapotko did a nice job and yes...
    read more
    Reply from Al Lapotko
    March 18th, 2026 02:35 PM
    Thanks for the review Eric, im always available for any questions you might have with your financing, thanks again!!
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    About
    Providing the most advanced Mortgage Services in a comfortable and pleasant atmosphere are the priorities of Al Lapotko IV. Al Lapotko IV is among the most accomplished and regarded Mortgage Professionals in all of southeastern and Western Wisconsin and is also licensed in to provide you service in the whole country. He is diligent in his pursuit to stay current providing the profession’s leading Mortgage Procedures while utilizing state-of-the-art technology. Al Lapotko IV has been a life-long resident of Waterford WI establishing his business more than 23 years ago. Al Lapotko IV provides quality Mortgage Practice for his clients, working hard for any and all of his clients.
    Products & Services
    Mortgage Loan Officer
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 501470
    Disclaimer
    HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.