
Stewart Hoyer
Home State Bank

With over 20 years of personal mortgage lending experience, an inhouse team of processing, underwriting and management as well as the backing of over 100 years of experience of Home State Bank, we have what it takes to help.
I am a lifelon...... Show More
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
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Reviews from Web
Stewart was very easy to connect with and flexible for my crazy schedule. Answered any questions I had during my first time home buying. He was very pleasant to work with!
Stewart is fantastic to work with. He made sure we understood what was happening throughout our home buying process and was always on top of things. Got us from pre-approval through closing with no real stress on the mortgage side.
Reply from Stewart Hoyer
April 27th, 2026 04:51 PM
Thank you for the wonderful review! I greatly appreciate the opportunity to help you through the process. I hope you all have many years of happiness in the new house. I am sure you will!
Thank you for all your help!
Reply from Stewart Hoyer
April 6th, 2026 03:10 PM
Ashley and Peter,Thank you again for the opportunity to help you through this process. I am so excited for you both to see what you all do with your new home. I am so happy you were able to find where you wanted to be back in Bayfield. Good...
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Stewart worked around my schedule , making my time feel very valuable ! He went above and beyond answering every question I had even if it wasnt his role.
Reply from Stewart Hoyer
April 6th, 2026 03:08 PM
Aidan,
Thank you for the wonderful review! I am so excited for you! I wish you all the best with your new home. If I can ever help in any way, let me know
thank you again for the opportunity to help you.
Very easy to work with. Made the whole mortgage process a breeze.
Reply from Stewart Hoyer
April 17th, 2026 06:33 PM
Logan, I'm glad to hear that you found the mortgage process easy and smooth. Your kind words mean a lot to me, and I'm thankful for the opportunity to assist you. If you have any more questions or need further assistance, please feel free to...
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Stewart was incredibly helpful throughout the whole pre-approval through closing process. He made sure to keep me updated with any new developments and was very easy to communicate with making the whole process seem very seamless on my end!
Reply from Stewart Hoyer
March 11th, 2026 08:56 PM
Abby,Thank you so much for the wonderful review! I am so happy you found your next home so quickly and I was able to help you with that process. I hope you and Atlas have many years of enjoyment in your new home! thank you again for the opportunity...
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Stewart was available to answer questions whenever we had them and made the process less "nerve racking" for us. He has a great personality and is definitely great at what he does! We would refer anyone looking to get a home loan to him!
Reply from Stewart Hoyer
February 2nd, 2026 03:12 PM
Thank you so much for the wonderful review! You all helped make the process move along smoothly. Thank you for entrusting me to help.
The entire team was available at any point I had questions. Very knowledgeable.
Reply from Stewart Hoyer
January 13th, 2026 03:05 PM
Brandon, Thank you for the wonderful review! I wish you many years of happiness in your new home! I appreciate your willingness to help us throughout the process as we needed things. Let me know if I can help in any way at any time. Thanks...
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Working with Stewert was a fantastic experience! Him and his team were professional, responsive, and made the entire home loan process smooth and stress-free. Highly recommend!
Reply from Stewart Hoyer
November 12th, 2025 06:06 PM
Ivy,
Not sure if my last reply went through so I want to say thank for allowing me to help you through this process again. I hope you make wonderful memories in your new home!
thanks
Every question I had was answered in very quickly and explained very thoroughly.
Reply from Stewart Hoyer
November 12th, 2025 06:05 PM
Gaven,
Thank you for the great review! I appreciate that. It was great helping you through the home buying process along with Jordy. I wish you many years of happiness in your new home.
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About
With over 20 years of personal mortgage lending experience, an inhouse team of processing, underwriting and management as well as the backing of over 100 years of experience of Home State Bank, we have what it takes to help.
I am a lifelong resident of Wisconsin and along with my Midwest values, communication throughout the loan process, listening to your needs, and always doing what is in the best interest of those I am working are the cornerstone principals of my business.
Our footprint may be here in the Midwest, but we have the ability to help those seeking a mortgage in most states. If we can help in any way, please reach out to me.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional
FHA
VA
WHEDA
USDA
DPP Grant Funds
Purchase Loans
Refinance Loans
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Search Rank ScoreLearn More →
191
/850
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Positions
- Home State Bank - Mortgage Loan OfficerJan 1st, 2024 - Current
Memberships
- Mortgage Bankers Association
- RANW
- RANW, Fox Cities Chamber of Commerce
Addresses and Serving Areas
Year Started
1998
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #290202
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Hobbies
- Beach Walking
- Live Music
- Golf, beach walking, live music
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Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.