Nancy Howley
Mortgage Consultant | NMLS# 631481
As a resident of Crystal Lake since 1967, Nancy is THE authority on mortgage lending in the area. She identifies aspects that other loan originators may overlook, allowing her to help scores of homeowners purchase and refinance homes.
Nanc...... Show More
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
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Reviews from Web
Nancy was so knowledgeable in the services that Home state has to offer and she was very thorough with all of her communication with me. The whole process was seamless!
The overall process and closing was quick and efficient - all documents were signed and all of our questions were answered within 20 minutes; no surprises. Appreciated!!!
As a long time customer of Home State Bank I have experienced a few different people in my financial needs. Nancy is once again a another of those experiences. She makes her self available and personable for the customers needs. I would recommend...
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The level of communication was outstanding, Nancy's personal availability was great great. Overall I could not have had a better experience, Thank toy the others like Lauren and Jenelle who assisted as well. They all were great!
Nancy is professional, responsive, & engaging! She is extremely knowledgeable on the many facets of the lending process; she explained our options thoroughly to help us make the right decision for our situation & the type of financing that...
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Reply from Nancy Howley
May 18th, 2026 01:30 PM
Emily, I truly appreciate your kind words and your recommendation. It's great to know that my assistance with the lending and underwriting process was helpful for your project. If there's anything more I can do for you or your clients, please...
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Everything went very smoothly form start to finish.
Having prior experience with Home State Bank, I knew they would be able to assist with my needs.
Reply from Nancy Howley
May 1st, 2026 03:37 PM
Melissa, I'm pleased to hear that your prior experience gave you confidence in working with Home State Bank again. If there's anything else I can help you with, please let me know.
It was a smooth and quick process and the professionals at HSB took care of their customers wonderfully, as they always do.
Reply from Nancy Howley
April 8th, 2026 05:59 PM
I'm glad to hear that the process went smoothly and quickly for you, Taylor. Ensuring a positive experience is always my priority. Should you have any further questions or need assistance, please don't hesitate to reach out to me directly.
Nancy was wonderful to work with on the loan. Every thing we discussed in our first meeting were true and accurate and there were no surprises along the way Thanks
Reply from Nancy Howley
April 7th, 2026 02:33 PM
It's encouraging to hear that your experience with the loan process met your expectations, Jay. I aim to ensure clarity and transparency from start to finish. If you have any other questions or need further assistance, please feel free to reach...
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Attitude was great, Information provided was detailed and communication was on point
Reply from Nancy Howley
April 2nd, 2026 04:06 PM
I’m happy to know that the detailed information and communication met your expectations, Jake. It's important to me to provide the right support and maintain a positive attitude. If you have any more questions or need assistance, feel free...
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About
As a resident of Crystal Lake since 1967, Nancy is THE authority on mortgage lending in the area. She identifies aspects that other loan originators may overlook, allowing her to help scores of homeowners purchase and refinance homes.
Nancy is passionate about finding creative financing solutions for her clients, no matter how complex. She leverages her dedication to learning, along with her experience and unparalleled insight to better offer opportunities to her clients.
By staying up-to-date on the latest in mortgage lending, Nancy has become a vital resource for homeowners and Realtors alike.
Products & Services
Mortgage Loan Officer
Search Rank ScoreLearn More →
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/850
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Positions
- Home State Bank N.A. - Mortgage Loan OriginatorAug 1st, 2007 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 631481
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.