Nancy Howley
Mortgage Consultant | NMLS# 631481
As a resident of Crystal Lake since 1967, Nancy is THE authority on mortgage lending in the area. She identifies aspects that other loan originators may overlook, allowing her to help scores of homeowners purchase and refinance homes.
Nanc... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM(Open now)
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Nacy was great from the start to end of the loan she answered all of my questions and worked with us through some challenges .
Nancy was an absolute pleasure to work with, fast response time and anwsered all of my questions throughout the process.
Nancy was communicative, informative, and kind. She made the entire process simple.
was excellent. Nancy did a great job explaining and keeping me informed. The timeframe needed for me to get this done was short and Nancy did a great job taking care of that for me as well as Lauren.
Nancy was so nice and easy to work with. She was able to answer all questions quickly and was able to get ua a quick close. I would recommend Nancy anytime.
Reply from Nancy Howley
August 7th, 2026 01:15 PM
Colleen, thank you for your kind words. I'm glad to hear that you found working with me to be a nice experience and that I could assist with a quick closing. If you ever need further assistance, please don't hesitate to reach out.
Everything was very simple to understand and when I had a question it was answered right away.
Reply from Nancy Howley
August 4th, 2026 01:48 PM
Sheryl, I appreciate your feedback. I'm glad to hear that everything was clear and that your questions were addressed promptly. If you have any more inquiries or need assistance, please feel free to reach out.
Fast, friendly and very knowledgeable. Great communication, throughout the process.
Reply from Nancy Howley
July 23rd, 2026 07:44 PM
Roberto, I'm thankful for your kind words. It's great to hear that you found the process fast and friendly, and that communication was effective throughout. If you need any more assistance, I'm here for you.
Nancy has always been fantastic to deal with. I always have had a great experience dealing with Home State both with personal and business,
Reply from Nancy Howley
July 23rd, 2026 04:24 PM
Douglas, I'm pleased to hear about your great experiences with Home State Bank, both personally and professionally. Thank you for your kind words about working with me. If there's anything more I can assist you with, please feel free to reach...
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Nancy was super helpful as always!
Reply from Nancy Howley
July 20th, 2026 04:38 PM
Amanda, I'm grateful for your kind words. It's always a pleasure to assist you, and I'm glad to be helpful. If you ever need anything else, please don't hesitate to reach out.
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About
As a resident of Crystal Lake since 1967, Nancy is THE authority on mortgage lending in the area. She identifies aspects that other loan originators may overlook, allowing her to help scores of homeowners purchase and refinance homes.
Nancy is passionate about finding creative financing solutions for her clients, no matter how complex. She leverages her dedication to learning, along with her experience and unparalleled insight to better offer opportunities to her clients.
By staying up-to-date on the latest in mortgage lending, Nancy has become a vital resource for homeowners and Realtors alike.
Products & Services
Mortgage Loan Officer
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Positions
- Home State Bank N.A. - Mortgage Loan OriginatorAug 1st, 2007 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 631481
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.