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Home State Bank in Crystal Lake, IL

Home State Bank, Crystal Lake, IL

Crystal Lake, IL
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You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs. Choosing a trusted mortgage lender can help you save money today, and... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(815) 459-2000
Crystal Lake, IL
https://www.hsbmortgage.com/
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
95%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
1%
Reviews from Web
  • for
    Nancy Howley
    Encompass
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    Kevin G C
    Crystal Lake, IL
    Posted on April 9th, 2026 01:34 PM
    Everything went very smoothly form start to finish.
  • for
    Randy Pynenberg
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    William D
    Posted on April 8th, 2026 11:37 PM
    I worked with Randy on a home loan for my first solo home purchase. I wasn't sure what to expect and after a pervious experience with another lender in the past I was hesitant to go through the process again. Randy and his whole team made the...
    read more
  • for
    Randy Pynenberg
    Encompass
    D
    Devan-Renee K
    Oshkosh, WI
    Posted on April 8th, 2026 05:54 PM
    Randy's attentiveness was a breath of fresh air compared to other loan officers. Very commutative and easy to talk to. Would recommend to friends and family
    Reply from Randy Pynenberg
    May 8th, 2026 05:55 PM
    Devan-Renee, I'm grateful for your kind words. I'm pleased to hear that you found my communication style helpful and approachable. Thank you for recommending me to your friends and family; it means a lot.
  • for
    Kyle Hauke
    Encompass
    S
    Suzanne P
    Appleton, WI
    Posted on April 8th, 2026 01:35 PM
    Kyle is so helpful and explained everything so I could understand. He searchesld for the best rates and programs for me. I trusted that he had my back the whole time.
    Reply from Kyle Hauke
    April 8th, 2026 01:40 PM
    Suzanne, I'm grateful for your kind words and trust in my efforts to find the best rates and programs for you. It’s important to me that everything is clearly explained and that you feel supported throughout the process. Thank you for choosing...
    read more
  • for
    Kyle Hauke
    Encompass
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    Francisco G
    Appleton, WI
    Posted on April 7th, 2026 07:15 PM
    Kyle helps alot with everything making everything easier
    Reply from Kyle Hauke
    April 7th, 2026 07:18 PM
    Francisco, I'm glad to know that my assistance made things easier for you. It’s always my intention to provide help and simplify the process as much as possible. Thank you for sharing your experience!
  • for
    Kyle Hauke
    Encompass
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    Derek R
    Omro, WI
    Posted on April 5th, 2026 06:35 PM
    Quick easy
    Reply from kyle Hauke
    April 17th, 2026 05:04 PM
    Derek, I'm glad to hear that you found the process quick and easy. Thank you for your feedback!
  • for
    Stewart Hoyer
    Encompass
    A
    Ashley N
    Bayfield, WI
    Posted on April 4th, 2026 09:09 PM
    Thank you for all your help!
    Reply from Stewart Hoyer
    April 6th, 2026 03:10 PM
    Ashley and Peter,Thank you again for the opportunity to help you through this process. I am so excited for you both to see what you all do with your new home. I am so happy you were able to find where you wanted to be back in Bayfield. Good...
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  • for
    Kyle Geisser
    Encompass
    S
    Santos D
    East Dundee, IL
    Posted on April 4th, 2026 07:26 PM
    Was the person because he try everything for get the best deal for my mortgage so thank you so much Kyle.
    Reply from Kyle Geisser
    May 4th, 2026 07:27 PM
    Santos, I'm grateful for your kind words. I'm pleased I could help you secure the best deal for your mortgage. If you need any further assistance, please don’t hesitate to reach out.
  • for
    Crystal Lake- 40 Grant St
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    Ashley N
    Posted on April 4th, 2026 12:00 AM
    Stewart is the best - made everything super for us to buy our house. Highly recommend!
  • for
    Stewart Hoyer
    Encompass
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    Aidan M
    Green Bay, WI
    Posted on April 2nd, 2026 09:09 PM
    Stewart worked around my schedule , making my time feel very valuable ! He went above and beyond answering every question I had even if it wasnt his role.
    Reply from Stewart Hoyer
    April 6th, 2026 03:08 PM
    Aidan, Thank you for the wonderful review! I am so excited for you! I wish you all the best with your new home. If I can ever help in any way, let me know thank you again for the opportunity to help you.
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    About
    You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs. Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Disclaimer
    HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.