
Home State Bank, Crystal Lake, IL
Crystal Lake, IL

You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I had an outstanding experience working with Nancy Howley throughout my loan process. From the very beginning, Nancy was knowledgeable, responsive, and incredibly helpful. She took the time to explain every step clearly, answered all of my...
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Crystal Lake- 40 Grant St has received a review with 5 star rating from Brody J
Kyle was extremely responsive and helpful from the start. He always answered questions and never made us feel pressured to do something we weren't comfortable with. Was a pleasure to be able to work with him.
Reply from Kyle Geisser
May 29th, 2026 02:56 PM
Lewis, I'm thankful for your kind words. It's good to hear that my responsiveness and approach made you feel comfortable throughout the process. If you have any other questions or need assistance in the future, please feel free to reach out....
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Nancy was very attentive to our needs. She answered all our questions and was great to work with. she couldn't have made the process any easier.
Reply from Nancy Howley
June 29th, 2026 06:29 PM
Caleb, I'm pleased to hear that you found the process easy and that I could address all your questions. Your feedback about my attentiveness is greatly appreciated. If you have any more questions or need assistance in the future, please don't...
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Crystal Lake- 40 Grant St has received a review with 5 star rating from Caleb M
Working with Laura was such a great experience from start to finish. She made the mortgage process feel simple and stress-free, explained everything clearly, and was always available whenever we had questions. She was incredibly responsive,...
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Reply from Laura Truax
June 25th, 2026 03:00 PM
Hayley, I'm grateful for your kind words and happy to hear that you had a great experience with me during the mortgage process. It's important to me that everything is simple and stress-free for my clients, so I'm pleased to know I could assist...
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Everything was amazing!
Reply from Laura Truax
June 25th, 2026 04:06 PM
Joshua, I'm glad to hear that everything was amazing! If there's anything else you need or any questions you have, please feel free to reach out.
Stewart made every step simple and easy for us to accomplish. Made everything very smooth.
Reply from Stewart Hoyer
May 26th, 2026 01:28 PM
Thank you for the opportunity to help you through the process. I wish you many years of happiness in your new home! As I can help you in any way, let me know.
thanks
Over the top helpful and more than willing to answer any questions I came to her with. Amazing experience all around
Reply from Elizabeth Zak - Home State Bank
May 26th, 2026 02:23 PM
Thank you so much Jesse! You were wonderful to work with and I hope you enjoy many years in your new home!
Working with Laura Truax was such a great experience from start to finish. She made the mortgage process feel simple and stress-free, explained everything clearly, and was always available whenever we had questions. She was incredibly responsive,...
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About
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Region
Time Zone
Pacific Standard Time (PST)
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.