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Home State Bank in Crystal Lake, IL

Home State Bank, Crystal Lake, IL

Crystal Lake, IL
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You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs. Choosing a trusted mortgage lender can help you save money today, and... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
95%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
1%
Reviews from Web
  • N
    Nicholas R P
    Hampshire, IL
    Posted on June 2nd, 2026 11:54 AM
    Service and expertise
    Reply from Bradley Harding
    July 2nd, 2026 07:19 PM
    Nicholas, I appreciate your kind words about my service and expertise. It's great to know that you had a positive experience. If you ever need further assistance, feel free to reach out.
  • for
    Crystal Lake- 40 Grant St
    google
    T
    Terry O
    Posted on June 2nd, 2026 12:00 AM
    We have had a mortgage with Home State Bank for about 2 months. Unfortunately, the interest calculation terms were blatantly miscommunicated to us during loan setup and are materially different to what was discussed. This was one of the main...
    read more
  • M
    Melissa E E
    Lake Villa, IL
    Posted on June 1st, 2026 03:21 PM
    Kyle was fantastic throughout the whole process. He explained everything perfectly. Made us feel relaxed with everything.
    Reply from Kyle Geisser
    June 1st, 2026 05:13 PM
    Melissa, I'm grateful for your kind words. It's great to know that I could help make the process clear and relaxing for you. If you have any more questions or need assistance in the future, please feel free to reach out.
  • J
    Jamie R M
    Crystal Lake, IL
    Posted on May 31st, 2026 07:14 PM
    Nancy was very helpful, quick and thorough with communication, and very friendly.
    Reply from Nancy Howley
    June 30th, 2026 07:14 PM
    Jamie, I appreciate your kind words about my communication and friendliness. It's great to know that you found the service helpful and efficient. If there's anything else you need, please feel free to reach out.
  • C
    Chelsea L
    Appleton, WI
    Posted on May 31st, 2026 03:57 PM
    Stewart was great to work with. He was always available to answer any questions we had and always gave us quick responses, no matter what day or what time. He helped us so much with this being our first home purchase and explaining how the...
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    Reply from Stewart Hoyer
    June 1st, 2026 05:34 PM
    Chelsea, Thank you very much for the wonderful review. I am so excited for your future in your new home. I wish you all the best and I am always here to help in any way possible as needed. Thank you again for the opportunity to help.
  • B
    Benjamin C B
    Arlington Heights, IL
    Posted on May 31st, 2026 08:43 AM
    Sue, was very informative and ready at a moments notice to help with any questions we had. We were very greatful to have her help!
    Reply from Susan Shaw
    June 1st, 2026 04:02 PM
    I always enjoy working with you two! It was a pleasure to assist!
  • C
    Caden S
    Harvard, IL
    Posted on May 31st, 2026 04:00 AM
    Was Helpful and determined to make everything with the closing workout well had very clear communication and was kind and respectful the whole process
    Reply from Raquel Koester
    June 30th, 2026 05:15 PM
    Caden, I'm glad to know that my determination and clear communication were helpful during the closing process. Being kind and respectful is important to me, and I appreciate your feedback. Thank you for sharing your experience!
  • for
    Crystal Lake- 40 Grant St
    google
    J
    Jamie M
    Posted on May 31st, 2026 12:00 AM
    Crystal Lake- 40 Grant St has received a review with 5 star rating from Jamie M
  • B
    Brody J
    Neenah, WI
    Posted on May 30th, 2026 11:00 PM
    Communication
    Reply from Kyle Hauke
    May 30th, 2026 11:04 PM
    Brody, I'm glad communication met your expectations. If there's anything more you'd like to discuss, please feel free to reach out.
  • J
    James R S
    St Charles, IL
    Posted on May 30th, 2026 02:47 PM
    I had an outstanding experience working with Nancy Howley throughout my loan process. From the very beginning, Nancy was knowledgeable, responsive, and incredibly helpful. She took the time to explain every step clearly, answered all of my...
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    Reply from Nancy Howley
    June 29th, 2026 02:47 PM
    James, I'm thankful for your kind words and recommendation. It's wonderful to hear that my efforts to keep the loan process smooth and straightforward were helpful to you. I'm pleased to know you felt supported and informed throughout. If you...
    read more
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    About
    You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs. Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Disclaimer
    HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.