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Elizabeth Zak - Home State Bank  - Loan Originator in Appleton, WI

Elizabeth Zak - Home State Bank

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Loan Originator

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You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs. Choosing a trusted mortgage lender can help you save money today, and... Show More
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Business Hours
Mon
9 AM to 8 PM(Open now)
Tues
9 AM to 8 PM
Wed
9 AM to 8 PM
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Reviews from Web
  • Encompass
    M
    Matthew R
    Appleton, WI
    Posted on August 13th, 2026 12:43 AM
    Walked theough all needed steps of the way. Very personable!
    Reply from Elizabeth Zak - Home State Bank
    August 13th, 2026 02:08 AM
    Thanks Matt! Looking forward to helping with your future transactions as well! 😁
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    Lauren M A
    Green Bay, WI
    Posted on July 18th, 2026 02:27 AM
    She has been amazing throughout the process from even before our pre-approval, to then closing. Any time I have a question, which is quite often, she answered it in a way that was easy to understand whether it was 8am or 11pm. I knew I could...
    read more
    Reply from Elizabeth Zak - Home State Bank
    July 18th, 2026 02:34 AM
    Thank you SO much Lauren! If you ever need anything beyond closing I will continue to be here for you! Congratulations on a beautiful new home! ❤️
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    Haley M H
    Appleton, WI
    Posted on July 11th, 2026 12:36 PM
    Liz was great! Very communicative and made the process simple.
    Reply from Elizabeth Zak - Home State Bank
    July 11th, 2026 02:54 PM
    Thank you Haley! It was great working with you on your refinance!
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    Eric C
    Fond Du Lac, WI
    Posted on July 7th, 2026 11:04 AM
    The way she was always very attentive to my answer never once felt like my ques where not answere. super nice, and I really like the way she was always there when I called or texted. super great ful!!!
    Reply from Elizabeth Zak - Home State Bank
    July 7th, 2026 07:16 PM
    Thank you Eric! So glad we were able to get you in your new home! :)
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    David M
    Oshkosh, WI
    Posted on July 3rd, 2026 07:45 PM
    Everything. I received quick responses to any questions or thoughts I had. The overall process was quick, the cohesion with my sales agent was also a plus. Already told a coworker to find you, he wasn't having a good time with his bank.
    Reply from Elizabeth Zak - Home State Bank
    July 4th, 2026 12:41 AM
    Thank you so much, Dave! I would be honored to help your coworker, and hope you enjoy your new home for many years! :)
  • Encompass
    R
    Ryan B
    Redgranite, WI
    Posted on June 22nd, 2026 07:59 PM
    Easy, straightforward
    Reply from Elizabeth Zak - Home State Bank
    June 22nd, 2026 08:04 PM
    Thanks Ryan! Enjoy your new home! :)
  • Encompass
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    Alissa K
    De Pere, WI
    Posted on June 18th, 2026 12:40 AM
    My husband and I had a wonderful experience working with Liz. She made the mortgage process easy to understand, kept us informed every step of the way, and was always available to answer our questions. Her professionalism, responsiveness, and...
    read more
    Reply from Elizabeth Zak - Home State Bank
    June 18th, 2026 12:46 AM
    Thanks Alissa! You both were wonderful to work with as well! Thank you for the kind review! ❤️
  • Encompass
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    Emerson B
    De Pere, WI
    Posted on June 12th, 2026 11:23 AM
    Phenomenal service. Very supportive through the whole process. Kept the flow of the process going smoothly, which allows us for an early closing. Couldn't have been happier.
    Reply from Elizabeth Zak - Home State Bank
    June 12th, 2026 06:14 PM
    Thank you so much Emerson! You and Alissa were great to work with, and I hope you enjoy your new home (and coi) for many years to come!
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    Jesse H
    Oshkosh, WI
    Posted on May 26th, 2026 11:38 AM
    Over the top helpful and more than willing to answer any questions I came to her with. Amazing experience all around
    Reply from Elizabeth Zak - Home State Bank
    May 26th, 2026 02:23 PM
    Thank you so much Jesse! You were wonderful to work with and I hope you enjoy many years in your new home!
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    Andrea G
    Kaukauna, WI
    Posted on April 24th, 2026 11:18 AM
    Liz was amazing. Answered all the questions I had. She was very quick to get back to me.
    Reply from Elizabeth Zak - Home State Bank
    April 26th, 2026 08:30 PM
    Thank you so much Andrea! I am so happy we were able to get you into a home :)
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    About
    You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs. Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Non-QM
    Specialities
    FHA, VA, USDA, WHEDA, conventional, portfolio loans, and more!
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    Memberships
    • Realtors Association of Northeast Wisconsin
    • RANW
    • HBBA N.E.W. Connections
    • View All
    Addresses and Serving Areas

    Year Started

    2023

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS: 2460164
    Hobbies
    • Reading
    • Watching Movies
    • Traveling
    • View All
    Disclaimer
    HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.