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Elizabeth Zak - Home State Bank  - Loan Originator in Appleton, WI

Elizabeth Zak - Home State Bank

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Loan Originator

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You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs. Choosing a trusted mortgage lender can help you save money today, and...... Show More
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Location & Business Hours
Friday
9:00 AM to 8:00 PM
Saturday
9:00 AM to 8:00 PM
Sunday
9:00 AM to 8:00 PM
Overall Ratings
4.97
(26)
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Reviews from Web
  • 5.0
    Encompass
    A
    Andrea G
    Kaukauna, WI
    Posted on April 24th, 2026 11:18 AM
    Liz was amazing. Answered all the questions I had. She was very quick to get back to me.
    Reply from Elizabeth Zak - Home State Bank
    April 26th, 2026 08:30 PM
    Thank you so much Andrea! I am so happy we were able to get you into a home :)
  • 5.0
    Encompass
    J
    Joseph T
    Oshkosh, WI
    Posted on April 12th, 2026 02:46 AM
    Liz was amazing to work with. Answered any questions we had very quickly. Liz is very knowledgeable at what she does. I wouldn't want to work with anyone else but her
    Reply from Elizabeth Zak - Home State Bank
    April 13th, 2026 03:17 PM
    Thank you so much for the wonderful review! You guys were great to work with and I hope you and your boys enjoy many years in your new home!
  • 4.66
    Encompass
    C
    Cody S
    Appleton, WI
    Posted on March 23rd, 2026 12:20 AM
    Liz worked and excuted on our behalf. She was very good with staying in touch and with communications.
    Reply from Elizabeth Zak - Home State Bank
    March 23rd, 2026 12:28 AM
    Thanks Cody! It was great working with you both!
  • 5.0
    Encompass
    L
    Lindsey O
    Kaukauna, WI
    Posted on March 17th, 2026 08:00 AM
    Elizabeth is amazing! and I enjoyed working with her! she is always very helpful, informative, and overall is a kind and caring loan officer! I would recomend her to anyone!
    Reply from Elizabeth Zak - Home State Bank
    March 17th, 2026 02:57 PM
    Thank you so much, Lindsey! It was wonderful working with you too!
  • 5.0
    Encompass
    E
    Eric L
    Berlin, WI
    Posted on March 2nd, 2026 03:32 PM
    It was very easy to reach out and receive answers within minutes. I appreciate that alot. If I had to say one thing that could improve it would be the course I took at the end of the process for the dpp grant, I would make that be the first...
    read more
    Reply from Elizabeth Zak - Home State Bank
    March 2nd, 2026 03:40 PM
    Thanks Eric! I can definitely pass on your feedback to the instructors on the DPP course, but I am glad we were able to get you the grant! :) It was great working with you and I hope you enjoy your new home! I am always available if you have...
    read more
  • 5.0
    Encompass
    J
    Jean P M
    Menasha, WI
    Posted on February 24th, 2026 03:03 PM
    As first time home buyer we were nervous about the process but Elizabeth guided us through they explained all our options clearly and helped us we got a fantastic rates smoothy closing cost we felt supported.Thank you to all the teams to makes...
    read more
    Reply from Elizabeth Zak - Home State Bank
    February 24th, 2026 03:12 PM
    Thank you for the kind review, Jean! Enjoy your new home! :)
  • 5.0
    Encompass
    S
    Sherline F
    Menasha, WI
    Posted on February 19th, 2026 02:21 PM
    I so appreciate all the help you given me you have a great team I can't thank your entire teams enough for all of your hard work.Liz and Kyle specifically we made my dream become true as a first time buyer I just recommended
    read more
    Reply from Elizabeth Zak - Home State Bank
    February 19th, 2026 03:06 PM
    Thank you, Sherline! I hope you and Jean enjoy many years in your new home! :)
  • 5.0
    Encompass
    Z
    Zachary W
    Oconto, WI
    Posted on February 10th, 2026 10:09 PM
    Great communication and great help.
    Reply from Elizabeth Zak - Home State Bank
    February 11th, 2026 05:26 PM
    Thank you, Zach! It was great working with you! Enjoy your new home!
  • 5.0
    Encompass
    C
    Chenine S
    Appleton, WI
    Posted on January 31st, 2026 12:14 PM
    Elizabeth was there for me through the entire process from start to finish to help explain everything and answer any questions I had. Very good service, punctual, and knowledgeable with everything.
    Reply from Elizabeth Zak - Home State Bank
    February 2nd, 2026 03:03 PM
    Thank you for the kind review, Chenine! It was wonderful working with you as well :)
  • 5.0
    Encompass
    E
    Earlaine D W
    Appleton, WI
    Posted on January 14th, 2026 06:13 PM
    Any questions I had got answered and i felt really well taken care of and in safe hands! I appreciate everything they helped me with and would definitely recommend them to anyone looking!
    Reply from Elizabeth Zak - Home State Bank
    January 14th, 2026 07:40 PM
    You were wonderful to work with, Earlaine! Enjoy your new home! I am always here if you need anything!
  • 10 of 26
    About
    You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs. Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Non-QM
    Specialities
    FHA, VA, USDA, WHEDA, conventional, portfolio loans, and more!
    187
    /850
    Search Rank Score
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    Memberships
    • Realtors Association of Northeast Wisconsin
    • RANW
    • HBBA N.E.W. Connections
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    Addresses and Serving Areas

    Year Started

    2023

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS: 2460164
    Hobbies
    • Reading
    • Watching Movies
    • Traveling
    • View All
    Disclaimer
    HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.