
Home State Bank, Crystal Lake, IL
Crystal Lake, IL

You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Worked with Kyle, he was direct, punctual, and explained what/why things needed to be done a certain way. Was able to get my forever home in under 2.5 months from the day I went to look at it to moving in.
Raquel is a really profesional hard working mortgage consultant. she helped us to achieve our dream. We are so grateful she got us there. Thank you so much Raquel.
Reply from Raquel Koester
July 1st, 2026 02:57 PM
Edwin, I'm pleased to know that I could assist you in achieving your dream. Your gratitude means a lot to me, and I'm thankful for your kind words about my professionalism and hard work.
Although homebuying can be stressful, -Raquel made the process so manageable. She made me feel less stressed and made the process so smooth. I will always appreciate her and recommend her to eveyone I can.
Reply from Raquel Koester
July 1st, 2026 02:58 PM
Enedelia, I'm so happy to know that I could help make the homebuying process more manageable for you. It's rewarding to hear that I was able to alleviate some of the stress and ensure a smooth experience. Your recommendation means a lot to...
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Raquel knows what she is doing. She worked effortlessly to get us where we needed. I would highly recommend working with her. She’s great. Thanks Raquel Koester.
Jonathan was on point every step of the way. While the process was a headache on my end he ensured to run the process smoothly!
Reply from Jonathan Gonzalez
July 25th, 2026 04:12 PM
Thank you for sharing your experience, Julio. I'm pleased to know that I could help make the process smoother on my end, despite the challenges you faced. If there's anything more I can do for you, please feel free to reach out.
Fast, friendly and very knowledgeable. Great communication, throughout the process.
Reply from Nancy Howley
July 23rd, 2026 07:44 PM
Roberto, I'm thankful for your kind words. It's great to hear that you found the process fast and friendly, and that communication was effective throughout. If you need any more assistance, I'm here for you.
Nancy has always been fantastic to deal with. I always have had a great experience dealing with Home State both with personal and business,
Reply from Nancy Howley
July 23rd, 2026 04:24 PM
Douglas, I'm pleased to hear about your great experiences with Home State Bank, both personally and professionally. Thank you for your kind words about working with me. If there's anything more I can assist you with, please feel free to reach...
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Kyle kept in contact every step of the way
Reply from Kyle Geisser
June 29th, 2026 06:35 PM
Dustin, I appreciate you sharing your experience. I'm glad I could keep in contact with you throughout the process. If there's anything more I can do for you, please let me know.
Randy was very good at communication and keeping us up to date along every step of the way!
Reply from Randy Pynenberg
July 23rd, 2026 05:25 PM
Ethan, I appreciate you highlighting my communication efforts. I'm glad I could keep you informed throughout the process. Thank you for your positive feedback!
Easy, straightforward
Reply from Elizabeth Zak - Home State Bank
June 22nd, 2026 08:04 PM
Thanks Ryan! Enjoy your new home! :)
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About
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Region
Time Zone
Pacific Standard Time (PST)
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.