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Home State Bank in Crystal Lake, IL

Home State Bank, Crystal Lake, IL

Crystal Lake, IL
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You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs. Choosing a trusted mortgage lender can help you save money today, and... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
95%
4 Star
4%
3 Star
1%
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1%
Reviews from Web
  • for
    Crystal Lake- 40 Grant St
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    A
    Angelenna C
    Posted on June 30th, 2026 12:00 AM
    Worked with Kyle, he was direct, punctual, and explained what/why things needed to be done a certain way. Was able to get my forever home in under 2.5 months from the day I went to look at it to moving in.
  • E
    Edwin M
    Harvard, IL
    Posted on June 29th, 2026 10:32 AM
    Raquel is a really profesional hard working mortgage consultant. she helped us to achieve our dream. We are so grateful she got us there. Thank you so much Raquel.
    Reply from Raquel Koester
    July 1st, 2026 02:57 PM
    Edwin, I'm pleased to know that I could assist you in achieving your dream. Your gratitude means a lot to me, and I'm thankful for your kind words about my professionalism and hard work.
  • E
    Enedelia M
    Harvard, IL
    Posted on June 29th, 2026 10:30 AM
    Although homebuying can be stressful, -Raquel made the process so manageable. She made me feel less stressed and made the process so smooth. I will always appreciate her and recommend her to eveyone I can.
    Reply from Raquel Koester
    July 1st, 2026 02:58 PM
    Enedelia, I'm so happy to know that I could help make the homebuying process more manageable for you. It's rewarding to hear that I was able to alleviate some of the stress and ensure a smooth experience. Your recommendation means a lot to...
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  • for
    Crystal Lake- 40 Grant St
    google
    E
    Edwin M
    Posted on June 29th, 2026 12:00 AM
    Raquel knows what she is doing. She worked effortlessly to get us where we needed. I would highly recommend working with her. She’s great. Thanks Raquel Koester.
  • J
    Julio S
    Chicago, IL
    Posted on June 25th, 2026 04:11 PM
    Jonathan was on point every step of the way. While the process was a headache on my end he ensured to run the process smoothly!
    Reply from Jonathan Gonzalez
    July 25th, 2026 04:12 PM
    Thank you for sharing your experience, Julio. I'm pleased to know that I could help make the process smoother on my end, despite the challenges you faced. If there's anything more I can do for you, please feel free to reach out.
  • R
    Roberto G
    Chicago, IL
    Posted on June 23rd, 2026 07:43 PM
    Fast, friendly and very knowledgeable. Great communication, throughout the process.
    Reply from Nancy Howley
    July 23rd, 2026 07:44 PM
    Roberto, I'm thankful for your kind words. It's great to hear that you found the process fast and friendly, and that communication was effective throughout. If you need any more assistance, I'm here for you.
  • D
    Douglas R M
    Algonquin, IL
    Posted on June 23rd, 2026 04:23 PM
    Nancy has always been fantastic to deal with. I always have had a great experience dealing with Home State both with personal and business,
    Reply from Nancy Howley
    July 23rd, 2026 04:24 PM
    Douglas, I'm pleased to hear about your great experiences with Home State Bank, both personally and professionally. Thank you for your kind words about working with me. If there's anything more I can assist you with, please feel free to reach...
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  • D
    Dustin O C
    Mchenry, IL
    Posted on June 23rd, 2026 01:10 PM
    Kyle kept in contact every step of the way
    Reply from Kyle Geisser
    June 29th, 2026 06:35 PM
    Dustin, I appreciate you sharing your experience. I'm glad I could keep in contact with you throughout the process. If there's anything more I can do for you, please let me know.
  • E
    Ethan H
    Neenah, WI
    Posted on June 22nd, 2026 10:56 PM
    Randy was very good at communication and keeping us up to date along every step of the way!
    Reply from Randy Pynenberg
    July 23rd, 2026 05:25 PM
    Ethan, I appreciate you highlighting my communication efforts. I'm glad I could keep you informed throughout the process. Thank you for your positive feedback!
  • R
    Ryan B
    Redgranite, WI
    Posted on June 22nd, 2026 07:59 PM
    Easy, straightforward
    Reply from Elizabeth Zak - Home State Bank
    June 22nd, 2026 08:04 PM
    Thanks Ryan! Enjoy your new home! :)
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    About
    You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs. Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Disclaimer
    HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.