Home State Bank, Crystal Lake, IL
Crystal Lake, IL
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Working with raquel was a great experience from start to finish. They were knowledgeable, responsive, and always took the time to answer my questions and explain each step of the process. Their professionalism and support made buying my home...
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Reply from Raquel Koester
July 31st, 2026 05:08 PM
Samuel, I'm pleased to hear that my knowledge and responsiveness helped make the home buying process less stressful for you. I'm grateful for your kind words and happy I could support you in reaching closing day. Thank you for sharing your...
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Raquel went above and beyond to ensure my home loan was completed and ready for closing. Very easy to talk to, and took the time to answer all my questions. Comunication was outstanding, guiding me through every step of the way to closing....
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Reply from Raquel Koester
July 1st, 2026 02:56 PM
Jeffrey, I'm happy to hear that I could guide you smoothly through the home loan process and that my communication was helpful. It was my pleasure to answer your questions and make the experience as easy as possible for you. Thank you for your...
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Crystal Lake- 40 Grant St
Outstanding experience with Raquel getting my home mortgage up and running.
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Sue was on top of everything! She made sure I understood all steps involved and was always available to answer my questions
Reply from Susan Shaw
June 30th, 2026 08:17 PM
Thank you Ashley! It was a pleasure to work with you again and get you and kids into your new home!
Raqual was available anytime we had any questions or concerns . Walked us through everything
Reply from Raquel Koester
July 1st, 2026 02:57 PM
Terrie, I'm pleased to hear that I could be available whenever you had questions or concerns. Walking you through everything is always my goal to ensure a smooth experience. Thank you for sharing your feedback!
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Kyle was direct straight to the point. Didn't need to mince words and gave me clear directions on what needed to be done to get my dream house.
Reply from Kyle Hauke
June 30th, 2026 06:05 PM
Angeleena, I'm glad to hear that my direct approach and clear guidance helped you in securing your dream house. It's always my goal to make the process as straightforward as possible. Thank you for your kind words!
Buying our first home felt overwhelming at times, but Raquel made the entire process so much easier. From the very beginning, she was knowledgeable, patient, and always willing to answer every question we had. She kept usinformed throughout...
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Reply from Raquel Koester
July 1st, 2026 02:57 PM
Jennifer, I'm pleased to hear that I could make the home buying process easier for you. It's important to me to provide clear explanations and ensure you're comfortable every step of the way. Thank you for your kind words and trust.
Jenelle and Brad are a super great team. Very knowledgeable, efficient and fun to work with! A++
Reply from Bradley Harding
July 30th, 2026 01:37 PM
Stephanie, I'm happy to hear that you found Jenelle and me to be a knowledgeable and efficient team. It's wonderful to know that you enjoyed working with us. Thank you for the great feedback and A++ rating!
Great communication and follow-up on details
Reply from Bradley Harding
July 30th, 2026 01:21 PM
Scot, I'm grateful for your kind words about my communication and attention to detail. Thank you for the 5-star rating! If you ever need anything else, please don't hesitate to reach out.
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Barb is First Class in everything she did with and for me and my Wife, during this recent property purchase. Overall communication, direction and professional guidance= EXCELLENT!!!
Thank You!
BK
Reply from Barb Kelly
July 30th, 2026 08:13 PM
Thank you so much for your kind words, Brian. I'm pleased to hear that you and your wife had a positive experience with your property purchase. If there's anything else I can do for you, please don't hesitate to reach out.
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About
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Region
Time Zone
Pacific Standard Time (PST)
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.