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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
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Reviews from Web
  • S
    Susan K
    Kansas City, MO
    Posted on August 6th, 2021 10:27 AM
    Chris was thorough, detailed and managed to facilitate a short closing time. He presented the information in a simple, concise manner that was easy to understand.
  • R
    Rebecca L
    O Fallon, MO
    Posted on August 6th, 2021 10:07 AM
    Melissa was very patient and kind through the duration of my home buying experience, from application time, through closing. Very pleasant experience.
  • Encompass
    A
    Andrew M
    O Fallon, MO
    Posted on August 5th, 2021 02:27 PM
    Everything about the loan process was fully explained in a language that we could understand. Brad and his team went out of his way, even late night and on weekends, to make sure we had any/all needs met. I will be recommending Brad and his...
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  • T
    Tabitha A
    Blue Springs, MO
    Posted on August 5th, 2021 12:24 PM
    We love Chris! He is easy to get a hold of, responds quickly to emails and VMs. He makes the process of buying and refinancing so easy.
  • S
    Scott M
    Blue Springs, MO
    Posted on August 5th, 2021 10:59 AM
    Chris was outstanding. He helped me initially with the purchase of my home. And now with the refinance of my home. Chris will be the only person I’ll go to with any future needs. I recommend him highly.
  • for
    Martin Still
    Encompass
    J
    Julie D
    Lees Summit, MO
    Posted on August 4th, 2021 09:49 PM
    Martin was fantastic to work with. He informed us of all options and made the decisions easy.
  • J
    Julie D
    Lees Summit, MO
    Posted on August 4th, 2021 09:49 PM
    Martin was fantastic to work with. He informed us of all options and made the decisions easy.
    Reply from Martin Still
    May 26th, 2025 08:40 PM
    Thanks for the great feedback. I hope you enjoy your new home!
  • A
    Andrew S
    Louisburg, KS
    Posted on August 4th, 2021 08:22 PM
    Chris walked us through the lending process step by step. He explained ever step in easy to understand language and then explained why they were needed. He explained what he needed from us to process the loan, worked up the loan and then gave...
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  • J
    Jason J
    Saint Louis, MO
    Posted on August 4th, 2021 04:34 PM
    Shad was an excellent communicator and did an amazing job explaining the process all while quickly finding solutions to our "problems" that came up in the mortgage process. Highly recommend working with Shad.
  • M
    Mona S
    Posted on August 4th, 2021 12:44 PM
    Todd did an excellent job on my home purchase, as well as, a refinance. I could not be happier
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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