
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Great communication and quick response. Easy to use the website to upload needed documents. Reasonable cost for appraisal and other fees.
Great experience!
We refinanced our home loan and they were very professional. I did wish they would have communicated with us more. There were a couple of weeks that went by and hadn’t heard anything from them just hoping everything was still on track. But...
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We refinanced our home loan and they were very professional. I did wish they would have communicated with us more. There were a couple of weeks that went by and hadn’t heard anything from them just hoping everything was still on track. But...
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Reply from Martin Still
May 26th, 2025 08:40 PM
I am grateful that you took the time out to leave us a response. We will use your feedback to identify areas where we can improve and provide a better experience in the future.
Tom did a great job keeping my wife amd I posted every step of the way. He was very professional, respectful, and flexible throughout the whole process. Thanks so much Tom!!
Susan is one of the most professional people I’ve ever met. I’m in the banking industry myself. I’ve have been for forty years. She was friendly and very helpful. She was always available and on top of things and made things happen. We met...
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Chris was fantastic to work with on our home loan! He made the process easy and explained the details of each step in a way that made everything much easier to understand. 10/10 - would definitely recommend him to anyone else looking to finance...
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Scott was very knowledgeable and was helpful throughout the entire process.
Could not have asked for a better experience. Brad kept us updated daily, provided good advice, and worked quickly. I think he was also more transparent in the beginning about the process, fees, and timeline than the other loan officers we...
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Great communication and guidance thru the loan process. Made it easy.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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