
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Martin were top of everything and whenever I have query he reach out me to immediately. Effective Communication and highly collaborative.
Reply from Martin Still
May 26th, 2025 08:40 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
The process with the portal is tedious, but very efficient and fool proof which was great. (The documentation process is never easy.) Phil was fantastic of course, he was there to answer may questions with immediate responses and reassurance....
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Terry was incredible (again) at communication and making necessary decisions for our loan to process. We appreciate everything he has done for our family.
Better communication
Smooth and fast process.
Phil was always available to answer all my questions. He was detailed. He provided various scenarios that would work for my situation. He was great!
Beau is very responsive and got the deal done. He was great to work with.
Our second mortgage from Terry and it was even easier than the first! Terry is a pro and champion for the borrower. Everything is thoroughly explained and all questions answered.
Tracy was very helpful and was able to answer all of our questions quickly.
Brad was extremely helpful throughout the entire process. He provided invaluable information every step of the way and was always available when needed.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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