
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Don was available to talk things through whenever we needed (there was a late night call that was especially helpful!) and communication was very good.
Reply from Don MacPherson
October 27th, 2026 02:12 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Able to trust and communicating was very easy
Reply from Brad Fink
October 27th, 2026 02:06 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Phil is not only knowledgable, level headed and gives sound advice, but he is also positive, kind and a pleasure to work with. I have and will continue to recommend him. We move a lot and he makes the experience less stressful and I know we...
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Reply from Phil Scaglia
October 27th, 2026 02:04 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Working with Annette was great, she was extremely communicative and transparent throughout the whole process. Just an overall huge help and we are grateful to have worked with her!
Reply from Annette Bealmear
October 27th, 2026 04:26 PM
Thanks for the great feedback. I hope you enjoy your new home!
Don and team were fantastic... Amazing experience, made everything easy for me! I will highly recommend Don to others. Thank you Don for being top notch!
Reply from Don MacPherson
October 26th, 2026 04:21 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Phil was incredibly responsive and very patiently answered all our questions.
Reply from Phil Scaglia
October 26th, 2026 05:19 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Don was an absolute wizard from beginning to end with sharing the most important information quickly to help us make the best decisions. We will definitely be recommending him to other family and friends.
Reply from Don MacPherson
October 26th, 2026 02:07 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Ask for Don Macpherson if you're buying a house and he will provide you the best experience you can imagine in going through the lending process.
Reply from Owner
October 23rd, 2026 12:00 AM
Thank you for the great review! We're glad Don provided such an excellent experience throughout the lending process.
Jim Yarrington has received a review with 5 star rating from Kristen S
Reply from Owner
October 23rd, 2026 12:00 AM
Thank you for the five-star rating! We appreciate your support.
Everything since the first day met.
Reply from Shad Lager
October 26th, 2026 05:48 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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