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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
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5 Star
97%
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2%
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Reviews from Web
  • P
    Patrick H
    Springfield, MO
    Posted on May 19th, 2026 07:57 PM
    Chris was always so thorough and knowledgeable. He made sure that we understood everything and made us extremely comfortable.
    Reply from Chris Laughlin
    May 20th, 2026 05:16 PM
    Patrick: Thank you for allowing us to take care of your mortgage finance needs once again!
  • C
    Christopher E
    Stilwell, KS
    Posted on May 19th, 2026 07:46 PM
    Phil was extremely prompt throughout the process and took the time to provide clear education and reasons for each step along the way.
    Reply from Phil Scaglia
    May 25th, 2026 04:46 PM
    Thank you for the nice review. I enjoyed working with you on your new home purchase.
  • J
    Jackson D M
    Overland Park, KS
    Posted on May 19th, 2026 05:24 PM
    Tracy and her team were extremely personable and responsive. She explained every aspect of the process in reasonable, digestible terms. They were very organized and met every deadline on or ahead of schedule. Documentaction and data transfers...
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    Reply from Tracy Geer
    May 25th, 2026 05:56 PM
    Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
  • M
    Morgan M
    Clarksville, TN
    Posted on May 19th, 2026 05:21 PM
    Todd was very personable and was able to walk me through the stressful mess of buying my new home. He answered all my questions in a timely manner and explained everything in good detail
    Reply from Todd Hedger
    May 19th, 2026 05:28 PM
    Hi Morgan, thank you for the great review. It was a pleasure working with you, hope you enjoy your new home. Stay in touch!
  • J
    Jeremy M K
    Bartlesville, OK
    Posted on May 19th, 2026 03:52 PM
    Wuick and easy
    Reply from The O'Neill Team
    May 19th, 2026 03:56 PM
    Thanks Jeremy--really hope you enjoy your new Home!
  • E
    Emily H
    OVERLAND PARK, KS
    Posted on May 19th, 2026 02:58 PM
    Martin was so accommodating to my hectic house search!
    Reply from Martin Still
    May 19th, 2026 03:04 PM
    thank you, Emily! Congrats!
  • M
    Matthew E G
    OVERLAND PARK, KS
    Posted on May 19th, 2026 02:23 PM
    Kind, efficient , accurate, etc
    Reply from Chris Laughlin
    May 19th, 2026 04:04 PM
    Matt: Thank you for the nice review Matt.
  • Encompass
    J
    John S
    MOUNT PROSPECT, IL
    Posted on May 19th, 2026 02:07 PM
    Russ was very informed and provided excellent and timely advice and communication throughout the entire process.
    Reply from Russ Bray
    May 25th, 2026 07:43 PM
    Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
  • A
    Amanda G
    Posted on May 19th, 2026 12:00 AM
    Jim Yarrington has received a review with 5 star rating from Amanda G
    Reply from Owner
    May 25th, 2026 12:00 AM
    Amanda, we’re so grateful for your 5-star rating—thank you!
  • J
    Jackson M
    Posted on May 19th, 2026 12:00 AM
    Tracy and the team at FSB were quick, precise, and personable through our process from start to finish. They were efficient in the underwriting process and explained any aspect in digestible terms. The requirements and expectations were very...
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    Reply from Owner
    May 25th, 2026 12:00 AM
    Jackson, thank you for the wonderful review! We’re thrilled to hear Tracy and the FSB team provided a smooth and efficient experience from start to finish. We appreciate the opportunity to help and wish you all the best!
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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