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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(888) 287-2175
Saint Charles, MO
https://fsbfinancial.com/
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  • for
    Jenny Zillner
    Encompass
    P
    Pamela A P
    MC LOUTH, KS
    Posted on June 15th, 2026 05:31 PM
    Jenny makes everything easy!
    Reply from Jenny Zillner
    June 22nd, 2026 01:10 PM
    Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
  • for
    Doreen Hansen
    Encompass
    R
    Ryker J S
    LEAVENWORTH, KS
    Posted on June 15th, 2026 02:18 PM
    Phenomenal customer service, it felt more lime like Doreen was our friend than our loan officer. She's amazing!
    Reply from Doreen Hansen
    June 22nd, 2026 06:44 PM
    Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
  • for
    Kim Schultz
    Encompass
    J
    Jeffrey J P
    Shell Knob, MO
    Posted on June 15th, 2026 02:08 PM
    We love working with Kim! She is an expert and a great communicator.
    Reply from Kim Schultz
    June 15th, 2026 02:24 PM
    Thrilled to assist you with your 6th loan!!!!! Absolutely loved getting to work with you again! So happy everything came together! Wishing you ALL great things in your beautiful new home!
  • for
    Randy Robinett
    google
    R
    Ryker S
    Posted on June 15th, 2026 12:00 AM
    Randy Robinett has received a review with 5 star rating from Ryker S
    Reply from Owner
    June 28th, 2026 12:00 AM
    Thank you, Ryker, for the 5-star rating! We truly appreciate your support and are grateful you chose us to be part of your home financing journey.
  • for
    Phil Scaglia
    Encompass
    L
    Luke S
    Lenexa, KS
    Posted on June 14th, 2026 07:43 PM
    Phil was incredible to work with. Very responsive and professional. I would not hesitate to recommend him to anyone
    Reply from Phil Scaglia
    June 19th, 2026 07:44 PM
    Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
  • for
    Scott and Traci Turner
    Encompass
    J
    Joseph J
    PARKER, KS
    Posted on June 14th, 2026 02:50 PM
    This was our first time buying a home. And Scott and Traci. They were bery helpful with the whold whole process and very friendly and knowledgeable.
    Reply from Scott and Traci Turner
    June 19th, 2026 02:51 PM
    Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
  • for
    Overland Park
    google
    L
    Larra J
    Posted on June 14th, 2026 12:00 AM
    Very helpful and friendly experience
    Reply from Owner
    June 28th, 2026 12:00 AM
    Thank you, Larra! We're so glad you had a friendly and helpful experience. We appreciate your kind words and the opportunity to work with you.
  • for
    Brad Fink
    Encompass
    S
    Shannon M K
    HAWK POINT, MO
    Posted on June 13th, 2026 02:40 PM
    This is the third loan we've closed with Brad, he was great as always!
    Reply from Brad Fink
    June 18th, 2026 02:40 PM
    Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
  • for
    Gerry Phillips
    Encompass
    T
    Teresa A F
    OSAGE BEACH, MO
    Posted on June 13th, 2026 02:20 PM
    Super thorough, informative, helpful, always on topof the timeline & every detail... & helping to keep us moving forward!! Great teamwork AND COOKIES!! Thank you for everytjing!! We LOVE our new home & are SO HAPPY to be BACK @ LOTO in our...
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    Reply from Gerry Phillips
    June 13th, 2026 02:45 PM
    Thank you so much for the incredibly kind words and five-star rating! It was truly a privilege to work alongside you and help keep every detail moving toward the finish line.Knowing that you are back at the Lake of the Ozarks, in the neighborhood...
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  • for
    Doreen Hansen
    Encompass
    R
    Razvan L
    Kansas City, MO
    Posted on June 13th, 2026 02:19 PM
    Great experience and communication throughout the entire process.
    Reply from Doreen Hansen
    June 18th, 2026 02:19 PM
    Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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