
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
Super thorough, informative, helpful, always on top of the timeline & every detail... & helping to keep us moving forward!! Great teamwork AND COOKIES & SNACKS!!! Thank you for everything… Gerry, Toni, Jamie, and Kathy & Darcy @ Adva Title!!...
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Reply from Owner
June 21st, 2026 12:00 AM
Thank you, Teresa! We loved being part of your homebuying journey and are so happy you're back at LOTO in the neighborhood you love. We'll be sure to share your kind words with the entire team. Congratulations on your new home, and thank you...
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Robert was very helpful and prompt .We really enjoyed visiting with him at closing.Jis videos are great
Reply from Robert Hill
June 18th, 2026 05:49 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Chris made the process as easy as possibke for me and really helped explained things so I could understand them fully.
Reply from Chris Laughlin
June 15th, 2026 04:44 PM
Thak you for the kind review Emily... and congratulations on your home purchase!
Robert was 100% the best experience we've ever had dealing with any type of loan.
Very knowledgeable and responsive to any concerns/ questions we had .
We will recommend him any opportunity we have.
Reply from Robert Hill
June 17th, 2026 07:07 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
So fast and easy
Reply from Brad Fink
June 17th, 2026 02:14 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
West Clay has received a review with 5 star rating from Malinda P
Reply from Owner
June 28th, 2026 12:00 AM
Thank you, Malinda, for the 5-star rating! We appreciate your support and are grateful for the opportunity to assist you.
West Clay has received a review with 5 star rating from Wayne P
Reply from Owner
June 28th, 2026 12:00 AM
Wayne, we’re so grateful for your 5-star rating—thank you!
Martin kept me informed of everything & walked me through pages I needed to sign. Very professional ad was Ms. Morgan.
Reply from Martin Still
June 11th, 2026 09:17 PM
It was a pleasure working with you Katie and congratulations on your new home!
Great communication, reliability and consistency
Reply from Nathan Grojean
June 16th, 2026 03:49 PM
I really appreciate the feedback and look forward to working with you again.
The communication, dedication and efficiency of Doreen and her team was amazing!
Reply from Doreen Hansen
June 16th, 2026 02:03 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
491–500 of 12216
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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