
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Phil was amazing, very responsive, and helped us the entire process.
Reply from Phil Scaglia
October 11th, 2023 10:33 AM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Dan was amazing! He was there for every step of the way and had answers to ALL of our questions. Great loan officer and an even better guy! 10/10 recommend!! He’s the GOAT!
Reply from Dan Francis
September 29th, 2023 02:53 PM
I'm truly humbled and grateful for your kind words, Noah. It was a pleasure assisting you on your journey. Your recommendation means a lot, and it was an honor to be referred to as the GOAT! Looking forward to serving you again in the future!!...
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Too much irrelevant detail that was requested.
Reply from Ron Ruzicka
October 4th, 2023 02:06 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Todd provided excellent service and shows to be the best in the business. He over and beyond with making our loan a priority over a holiday weekend. We would not have been able to buy our dream house without him.
Reply from Todd Hedger
October 4th, 2023 05:01 AM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Communication is key and Chris did not disappoint. He was happy to explain things that I was ignorant to or did not fully understand. He remained fully professional and executed his job without flaw. Keep up the good work and thank you for...
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Reply from Chris Lee
September 28th, 2023 11:55 PM
Thanks for the nice compliment Jason! I appreciate it and will reach out to you as soon as these rates improve so you can refinance and lower your payment!
Phil was professional and knowledgeable. Fantastic presence and energy to be around. He deserves a pay raise.
Reply from Phil Scaglia
October 4th, 2023 04:54 AM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Tracy guided me throughout every step of the process, kept me informed and was a pleasure to work with. A very "hassle-free" overall experience in which I place great value.
Communication, friendliness and smooth experience!
Reply from Matt & Betsy Maassen
October 4th, 2023 04:48 AM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Ron made the experience of buying our first home wonderful and stress free! He has been working in this field for a long time and is very knowledgeable. We appreciate everything he has done for us to make our dream come true!
Reply from Ron Ruzicka
October 2nd, 2023 04:04 PM
I really appreciate the feedback and look forward to working with you again.
Went above and beyond to make sure we had the best rate for the interest as well as for insurance.
Reply from Tracy Geer
October 2nd, 2023 03:07 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
4761–4770 of 12270
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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