First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Phil Scaglia is the best - He supported me in financing 2 home purchases over the years, plus a refinance. Was very responsive and supportive sometimes off-hours in urgent-home-buying situations. He patiently answered my questions and advised...
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Reply from Owner
October 3rd, 2024 12:00 AM
Thank you for your review, Jillian! We are glad Phil has been able to assist you throughout your lending journey. Please let us know if we can be of assistance in the future.
Matt and his team were professional, courteous and responsive throughout the process, from my first meeting with Matt through closing. The entire process was smooth and uncomplicated. I appreciate their assistance and support.
Reply from Matt & Betsy Maassen
June 14th, 2024 11:36 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
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Tracy was awesome 😎
Reply from Tracy Geer
June 14th, 2024 02:35 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
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Russ was incredibly knowledgeable and always available to answer my questions. He guided me through the entire mortgage process and was reassuring as different issues were ironed out. He was always quick to respond to my emails and calls, which...
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Reply from Russ Bray
June 14th, 2024 02:32 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Highly recommend First state bank! Their interest rate was comparable, but their fees were much less expensive than other companies that we looked at for mortgages. Plus they were great communicators and make our part very simple and easy!
Reply from Owner
October 3rd, 2024 12:00 AM
Hannah, thank you for your positive feedback! Our clients’ opinions are so important to us. We are grateful you chose to work with us!
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First State Bank of St. Charles
First State Bank of St. Charles has received a review with 5 star rating from James T
Reply from Owner
October 3rd, 2024 12:00 AM
We appreciate your review, James!
Phil Scaglia does an excellent job of staying organized throughout the process so you can avoid surprises and having to hurriedly locate documents at the last minute. Easy to work with and responsive.
Reply from Owner
October 3rd, 2024 12:00 AM
Thank you for your review, Joseph. We appreciate you taking the time to share your experience with us!
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Phil responded to every request or question I had almost immediately and his responses were always clear and complete. He's professional without being pretentious. I also appreciate all the guidance Phil provided about the options for my mortgage...
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Brad is so helpful
Reply from Brad Fink
June 13th, 2024 11:18 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
This is my second time working with Terry and I would highly recommend him. Great rates, low fees! Excellent communication and made my part very easy!!
Reply from Terry & Peter O'Neill
June 13th, 2024 02:57 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
3821–3830 of 12263
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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