
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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I worked closely with Chris Lee, my loan officer, who was extremely knowledgeable and cooperative. He did an excellent job securing all the loan approvals at a reasonable interest rate. I highly recommend him.
Reply from Owner
July 4th, 2025 12:00 AM
Midhun, thank you for your positive feedback! We are happy you chose First State Bank Mortgage for your home lending needs.
Scott was on top of everything all the time, and great at explaining the financial statements!
Reply from Scott and Traci Turner
July 3rd, 2024 11:21 PM
I really appreciate the feedback and look forward to working with you again.
Went above and beyond throughout my entire home-buying process!
Reply from Mindy Primm
June 28th, 2024 09:38 PM
Thank you for the opportunity to assist you with your new home! I appreciate your business and kind words. Please stay in touch with anything you may need from me in the future. I am here for you!
Professional and communications
Reply from Julie Sun
July 3rd, 2024 05:49 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Great service and great people. Made everything easy for us.
Reply from Todd Hedger
July 1st, 2024 12:40 PM
It's delightful to hear that you had a fantastic experience.. We take pride in making things easy for our customers, so your review means a lot. Thanks for taking the time to share your 5-star experience! We look forward to serving you again...
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Tracy was wonderful to work with. She was available anytime we reached out and provided us with excellent advice throughout the process. I would highly recommend Tracy to anyone needing lender services.
Reply from Tracy Geer
July 3rd, 2024 05:02 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Chris has been in contact with me for a long time when we were planning a move about 5 years ago, but personal issues made us stop. He was always in communication with me through this full and final process.
Reply from Chris Lee
July 1st, 2024 03:10 PM
Thanks Al for the nice feedback. I appreciate it and hope you enjoy your new place!
Mindy is one of the most experienced professionals I've ever worked with. Her ability to explain everything in understandable terms is unparalleled. Her ability to explain things even the bad with compassion and understanding makes the process...
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Reply from Mindy Primm
June 28th, 2024 09:44 PM
Thank you, Gary, for such an insightful, kind and thoughtful review. It has been my pleasure to work with you and Chris over many years and throughout your life's journey. I DO value you as my life-long clients and appreciate being your trusted...
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Chris was an extremely thoughtful and thorough partner/adviser in our process of buying a home, which took quite a bit of patience from all parties given the ~2 year long search for a home in the midst of changing interest rates.
Reply from Chris Stecher
July 3rd, 2024 02:27 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Brad answered all of our questions thoroughly and honestly. He made our first time home buying experience painless and easy
Reply from Brad Fink
July 3rd, 2024 02:05 PM
Thanks for the great feedback. I hope you enjoy your new home!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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