
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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From day one Chris was very responsive, knowledgeable and very thorough in explaining every step of the loan process. I will highly recommend him to others.
Reply from Chris Laughlin
July 1st, 2024 03:19 PM
Katie: Congrats on the new home. Thank you for making my job so easy. Your responsiveness any time I called was a large part of why everything went so smoothly!
Chris Laughlin made it great. Any question I had, Chris took the time and answered the question and made sure I understood. Chris made this experience of buying my house easy and enjoyable. Both Chris and my realtor, Anne worked very well together....
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Reply from Chris Laughlin
July 1st, 2024 03:20 PM
Zella: I'm so happy we were able to help you buy your new home. You were a joy to work with!
We appreciate that Shad and the bank recognized that the home we were purchasing had a higher value than the appraiser’s bottom line! Waiving PMI is greatly appreciated!
Reply from Shad Lager
July 5th, 2024 11:00 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Chris Lee’s knowledge, experience and communications made the process great
Reply from Chris Lee
July 1st, 2024 03:09 PM
I appreciate the nice comments Larry and appreciate the business!
It was a pleasure collaborating with Chris Lee. He did an exceptional job securing all the approvals, maintained clear communication, and was easy to collaborate with.
Reply from Chris Lee
July 1st, 2024 03:08 PM
Thanks for the nice comments Midhun. I will be in touch as soon as the rates go lower. Regards, Chris
Rick has always demonstrated great concern and patience for his customers. We have had a wonderful relationship since 2018 and we look forward to working with him in the future. Thank you , Rick and Kylee.
Reply from Rick Whisman
July 1st, 2024 02:52 PM
Stephen, it's always a pleasure to hear from satisfied customers. I'm thrilled to know that you've appreciated my efforts to make your experience with First State Bank of St. Charles as comfortable and seamless as possible. I will pass on your...
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Nathan makes the process so smooth. He explains everything very well and takes care of the customer in the most positive way. We have dealt with Nathan for over 20 years on a large number of transactions, which we hope says something for him....
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Reply from Nathan Grojean
July 4th, 2024 05:54 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Don and his team were a pleasure to work with. They explained every step of the process and answered all of our questions promptly. We will definitely refer all our friends and family...thanks
Reply from Don MacPherson
July 4th, 2024 04:18 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Great professional job!
Reply from Owner
July 4th, 2025 12:00 AM
Thank you for your review, Qi!
First State Bank of St. Charles has received a review with 5 star rating from Doug F
Reply from Owner
October 3rd, 2024 12:00 AM
We appreciate your review, Doug!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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