
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Todd has saved me a tons of money by getting me the best rate for my home loan! I have given his number to several people.
Reply from Todd Hedger
July 22nd, 2024 12:45 PM
Thank you for sharing your positive experience, Angie. We appreciate you recommending us to others, which is the biggest compliment we could receive. We look forward to continuing to serve you in the future.
Chesterfield has received a review with 5 star rating from Sara S
Reply from Owner
July 4th, 2025 12:00 AM
Sara, thank you for the five stars!
Barry and Kelly were wonderful to work with - The thorough communication to explain details and options every step along the way: procuring the loan, signing at closing, anticipating financing opportunities in the coming years. We feel as though...
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Reply from Owner
October 3rd, 2024 12:00 AM
Thank you for the kind words, Brianne! We’re happy that Barry and Kelly could help you through the mortgage lending process. Please let us know if we can provide any assistance in the future!
Russell explains things so they are easy to understand. You can tell her cares and has your best interest in mind.
Reply from Russ Bray
July 23rd, 2024 11:56 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Nathan has been our Lender for 10-12 years. He faithfully responds to both us and our clients and gives us the updates we need to keep in touch with clients in the anticipated timeframe if they need credit repair. He advises them specifically...
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Reply from Nathan Grojean
July 23rd, 2024 03:48 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Everyone working on my behalf down here in Florida had very high accolades to say about Mindy. They said it was a pleasure and wish that she was down here in Florida so they could work with her more often! Thank you thank you
Reply from Mindy Primm
July 18th, 2024 02:55 PM
Thank you, Terri, for sharing that with me and my team! It was our pleasure to work with you and your team in Florida as well. Enjoy your new home! Thank you for the opportunity to be your "Lender for Life"!
Tracy was/is immensely helpful in many ways. Her communication, kind and calm demeanor was very much appreciated. She is very professional and it also felt like I was talking to a good friend when she helped us every step of the way. I would...
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Reply from Tracy Geer
July 23rd, 2024 02:31 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
St. Charles has received a review with 5 star rating from Terri M
Reply from Owner
October 8th, 2024 12:00 AM
Terri, thank you for the five stars!
Phil was always informative and responded quickly. He and his team made this process so easy for my partner and I to buy a home together, often times when we were across country, without hiccup. I will always go through Phil for my future mortgages...
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Reply from Phil Scaglia
July 22nd, 2024 06:22 PM
I really appreciate the feedback and look forward to working with you again.
Responsive to our needs!
Reply from Barry Allen
July 22nd, 2024 02:12 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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