
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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I had a great experience when I bought my home a few years ago which I wanted to stay with the same company. Jeff was great
Reply from Jeff Krueger
July 22nd, 2024 11:11 AM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Scott and Traci are extremely responsive and made themselves available when we needed them. Just wonderful to work with.
Reply from Scott and Traci Turner
July 16th, 2024 06:45 PM
thank you!! pleasure to work with you and so glad you were able to buy the new home!
Russ was great to work with!
Reply from Russ Bray
July 21st, 2024 05:47 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Kelly answered all of our question and was an excellent communicator! She responds quickly! Would recommend her to anyone looking to buy a home!
Reply from Kelly Whitwood
July 16th, 2024 06:39 PM
Thank you very much Marty. I appreciate you being repeat customers. It was a pleasure to work with you both again. May you create many wonderful memories in your home!
Smooth and easy process!
Reply from Barry Allen
July 16th, 2024 03:32 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to helping out with any questions or concerns thru out your loan. Please feel free to reach out...
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Great communication and quick response to all questions.
Reply from Shad Lager
July 21st, 2024 03:01 PM
Thanks for the great feedback. I hope you enjoy your new home!
Steve was responsive, professional, knowledgable, and patient with my questions.
Reply from Steve Carrico
July 21st, 2024 02:03 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Jim Yarrington has received a review with 5 star rating from Joshua T
Reply from Owner
October 3rd, 2024 12:00 AM
We appreciate your review, Joshua!
I tried to do my first home Morgage through regions and it was fine but First State Bank was far more personal. They advised me of common pitfalls to avoid and helps me save money that I would have otherwise lost.
Reply from Owner
July 4th, 2025 12:00 AM
Ethan, we are very glad to hear that our team was able to assist you throughout the home buying journey! Thank you for choosing First State Bank Mortgage!
Steve was awesome! Professional, knowledgeable and always available!
Reply from Steve Carrico
July 20th, 2024 03:12 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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