First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Chesterfield
Chris and the team at First State Bank are excellent! Very knowledgeable and trustworthy, they will have my business now and for a long time. I couldn’t be happier with their level of customer service.
Reply from Owner
July 4th, 2025 12:00 AM
Thank you for your positive feedback, Chris. We are happy you chose First State Bank Mortgage for your home lending needs!
Todd was very helpful and available for us. He wasn't pushy or misleading at all. Everything was simple, clear and easy. We had a very good experience.
Reply from Owner
October 3rd, 2025 12:00 AM
Daniel, thank you for your kind review! We appreciate you placing your trust in us!
ProfessionalVery professional, kind guidance and support throughout my home buying experience.
Reply from Owner
October 3rd, 2025 12:00 AM
Jill, we are glad to hear you had a great experience with our team!
Gerry was very helpful throughout the entire process. He gave great advise when determining what loan to proceed with .
Reply from Gerry Phillips
December 16th, 2024 04:04 PM
I am SO happy that you & Gretchen were able to find this home with so much family history. May God Bless your family, especially your new grand baby!
Transperancy and kindness
Reply from Matt & Betsy Maassen
December 16th, 2024 05:16 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
for
Russ was great to work with. He was very knowledgeable and always available to help and answer any questions I had
Reply from Russ Bray
December 11th, 2024 06:38 PM
Thank you Abby! I really do appreciate the opportunity to work with you and wish you the best in your new home!
I was moving from Idaho with family and I called Scott to get some information on how the loan process worked. He walked me through EVERYTHING there was about knowing how to buy your home for the first time. He was so personable at all times,...
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Reply from Scott and Traci Turner
December 16th, 2024 03:08 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
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Lake of the Ozarks
Gerry Phillips was extremely knowledgeable and helpful with our loan process. Everything went very smooth. I would recommend using him for your home loan!
Reply from Owner
July 31st, 2025 12:00 AM
Gretchen, thank you for the great review! We appreciate your recommendation!
for
First State Bank of St. Charles
Excellent people very personable. Family owned
Reply from Owner
October 3rd, 2025 12:00 AM
Alex, thank you for your kind review!
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My family and I (cousins, parents, brother) have used Phil for out lending needs for years now and none of us would go with anyone else. The communication and direction he provides makes the process very easy to understand and considerably...
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Reply from Phil Scaglia
December 15th, 2024 08:38 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
3021–3030 of 12257
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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