First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Very professional and great communication
Reply from Rick Whisman
December 10th, 2024 05:05 PM
Robert, thanks so much for your kind words and feedback! Always great dealing with awesome people like you and Angela.
Gerry is very knowledgeable and helpful!
Reply from Gerry Phillips
December 10th, 2024 04:26 PM
Thank you, Gretchen. I enjoyed working with you & Derek. Happy to hear your daughter and grand baby are doing OK... Hope you enjoy the closing gift waiting for you at Lake Buy.
Kelly was wonderful and there for us through every step of the process. She was patient and willing to take the extra time since we are first time homeowners. We couldn't recommend her enough.
Reply from Kelly Whitwood
December 10th, 2024 04:58 PM
Thank you, Emma, for your kind words. It was my pleasure to work with you both and wish you all the best in your new home! Hope to see you soon!
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Bill Beezley
The process was easy
Reply from Bill Beezley
December 15th, 2024 03:16 PM
I really appreciate the feedback and look forward to working with you again.
Jim Yarrington has received a review with 5 star rating from Avery H
Reply from Owner
October 3rd, 2025 12:00 AM
We appreciate your review, Avery!
Kelly was great for our entire home-shopping journey! We had a few offers and she was with us through them all and to the completion of our lake home. She was very responsive and attentive and helped us so much! She answered all of our questions...
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Reply from Kelly Whitwood
December 10th, 2024 05:00 PM
Thank you Katie. I love getting a great review from my customers. It was so nice to work with you as you patiently waited for your beautiful new lake home. Wishing you lots of wonderful memories to come!
Happy Holidays!
Jody did a great job of explaining the documents we were signing, and the entire loan process went smoothly due to their great communication tools
Reply from The O'Neill Team
December 9th, 2024 04:00 PM
Thank you, Dawn! Glad we were able to assist you and you felt the process went smoothly. Let us know if you have any questions or need any help in the future!
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Super communication, excellent organization and everything completed on time!
Reply from Rick Whisman
December 9th, 2024 03:50 PM
Thanks, Al, for the feedback. Always great to work with you and Bonnie.
Chris was wonderful once again! He explained everything to me and made the whole process very interesting!
Reply from Chris Stecher
December 14th, 2024 03:06 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
I highly recommend working with Kelly Whitwood and her team at FSB Mortgage! She was very knowledgeable and very responsive. She made us feel supported and at ease through out the entire mortgage process and home buying journey!
Reply from Owner
October 3rd, 2025 12:00 AM
Katie, thank you for your review! We are glad that Kelly and our lending team could assist you throughout the process!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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