First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Chris is very hands on and walks you through the whole loan process and what to expect. He is also super responsive
Reply from Chris Laughlin
February 26th, 2025 11:16 PM
Alex: Thank you so much for allowing us to provide the mortgage for your new home! I hope you and Emily have many happy years there.
Extremely helpful and professional.
Reply from The O'Neill Team
February 26th, 2025 06:35 PM
Thanks Jeb, and it was great working with you both. We hope you enjoy your new Home!
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I can’t express how grateful I am to Kelleigh and Chris for their incredible support throughout this journey. They were always there to answer my questions (no matter the time of day or night) and their guidance made my first home buying experience...
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Reply from Chris Lee
February 26th, 2025 10:21 PM
Thanks for the nice words words Keara! I can't believe it's almost Springtime! Hope you are enjoying your new place and let me know if you have any questions anytime!
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Quick communication!
Reply from Todd Hedger
February 26th, 2025 01:05 PM
Hi Monica, Thank you so much for taking the time to leave a review! I'm really glad to hear that you appreciated the quick communication. It's always my goal to ensure that everything goes smoothly and efficiently for my clients. If you ever...
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Chesterfield
I can’t express how grateful I am to Kelleigh and Chris for their incredible support throughout this journey. They were always there to answer my questions (no matter the time of day or night) and their guidance made my first home buying experience...
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Reply from Owner
August 7th, 2025 12:00 AM
Keara, thank you for your thoughtful and kind review! We work hard to meet your expectations, and we’re happy to hear we hit the mark for you. Congratulations on your new home!
Peter, Jody and team were very helpful and upfront about the proces. The requested documents were clearly communicated and if there were any questions, they were very responsive. On the day of the closing, Peter and Krystle Espinosa (realtor)...
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Reply from Terry & Peter O'Neill
March 1st, 2025 05:08 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
personal experience
assisted through a unique funding request
Reply from Scott and Traci Turner
March 1st, 2025 12:23 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Matt's clear communication and accessibility (even outside of typical office hours when needed) made this a smoith and anxiety-free process. We are thrilled with our new home, and are so thankful to Matt and to FSB for making it possible!
Reply from Matt & Betsy Maassen
February 28th, 2025 04:36 PM
I really appreciate the feedback and look forward to working with you again.
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Our home buying process saw a few late twists and turns. Robert and his team walked us through our options, navigated new waters with us, and stayed in constant communication so we were well aware of all things going on
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Reply from Robert Hill
February 28th, 2025 04:23 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
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Everyone was very polite and knowledgeable, ready to answer any questions or help in any way.
Reply from Todd Hedger
February 24th, 2025 01:26 PM
Clifford, I'm thrilled to hear about your positive experience! It's always our goal to ensure our customers feel supported and informed. I appreciate you taking the time to share your thoughts, and I'm glad our team could assist you effectively....
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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